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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

payabl.

E-money institution · United Kingdom

About the company

Legal company namePayabl. (UK) Limited · Payabl. CY Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitepayabl.com
Last checked08.10.2026

According to its official website, payabl. is a payment services provider that combines payments and business accounts on one platform; it offers businesses from start-ups to enterprises online payment acceptance (hosted payment page, e-commerce plugins, SDKs and API), in-store POS terminals, more than 300 global and local payment methods, payment links, recurring payments, multi-currency business accounts, virtual business cards, payouts, stablecoin settlements and fraud prevention, all managed from the payabl.one platform. The site states that Payabl. (UK) Limited (company no 13639825) is authorised and regulated by the FCA and operates under an electronic money institution licence (967259), and that Payabl. CY Limited (HE289380) is authorised by the Central Bank of Cyprus and operates under its payment institution licence (115.1.2.9/2018) until its e-money licence is fully activated. The group has offices in Limassol, London, Frankfurt, Amsterdam and Vilnius. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients (merchants)
MIN. DEPOSITNot stated
PLATFORMSpayabl.one platform · API and SDKs · E-commerce plugins · POS terminals
PRODUCTSOnline payment acceptance · In-store POS payments · Multi-currency business accounts · Virtual business cards · Payment links · Payouts · Stablecoin settlements

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 967259
Licence holderPAYABL. (UK) LIMITED
ScopeListed in the FCA register as an Authorised Electronic Money Institution under PAYABL. (UK) LIMITED (FRN 967259) since 7 Aug 2023.
StatusVerified

CBC (Republic of Cyprus)

Licence no.115.1.2.9/2018
Licence holderPayabl. CY Limited
ScopeThe company states that Payabl. CY Limited is authorised by the Central Bank of Cyprus and operates under its payment institution licence until its e-money licence is fully activated (115.1.2.9/2018). The record could not be verified because the Central Bank of Cyprus register could not be read.
StatusPending verification

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: October 2024 – October 2026

  • Withdrawal / payment: 2

No. 468 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Withdrawal / payment: 385.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on payabl.'s Trustpilot page (2) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the payabl. name are left out. Across the complaints, allegations that a charged amount was never credited and that funds held after contract termination were not returned stand out.

Sources and verification history

Official company sourcespayabl.com — homepage, about us, legal
Regulator recordsFCA — PAYABL. (UK) LIMITED, FRN 967259 (register.fca.org.uk) · CBC — Payabl. CY Limited, 115.1.2.9/2018 (company statement, register not read)
Company registerCompanies House — PAYABL. (UK) LIMITED, company no 13639825, incorporated 23 Sep 2021
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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