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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

PayAngel

Payment institution · United Kingdom

About the company

Legal company namePAYINC GROUP LIMITED · PAYINC (CA) LIMITED · PAYINC US CORP · PAYANGEL PTY LTD
Year founded—
Headquarters / registered countryDartford, United Kingdom
Websitepayangel.com
Last checked08.10.2026

According to its official website, PayAngel is an international money transfer brand built for migrants and diaspora communities; PAYANGEL and PAYINC are trading names of PAYINC GROUP LIMITED, registered in England and Wales (company no 08126178). The site states that PayAngel is authorised by the FCA for the provision of payment services (FRN 608108) and that the company is registered with HM Revenue & Customs for money laundering supervision. The brand is used in Canada by PAYINC (CA) LIMITED (FINTRAC money services business registration), in the US by PAYINC US CORP (FinCEN money services business registration) and in Australia by PAYANGEL PTY LTD (AUSTRAC independent remittance dealer registration); these are anti-money laundering registrations. Services cover fee-free transfers to bank accounts and mobile wallets in countries such as Ghana, Nigeria, Kenya, Senegal, Cameroon, South Africa, India and Bangladesh, collections, wallet management and local/international payouts through PayAngel Business, referral rewards and RemitCare insurance cover. The registered address is Regus House, Victory Way, Admirals Park, Dartford. This information is the company's own statement.

Account Details

ACCOUNT TYPESIndividual and business customers
MIN. DEPOSITNot stated
PLATFORMSWeb · Mobile app · PayAngel Business dashboard
PRODUCTSInternational money transfer · Transfers to mobile wallets · Business collections and payouts · RemitCare insurance cover

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 608108
Licence holderPayinc Group Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Payinc Group Limited (FRN 608108) since 17 May 2018.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: November 2023 – October 2026

  • Withdrawal / payment: 17
  • Identity verification: 5
  • Account / trading conditions: 3
  • Customer support: 1

No. 302 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Withdrawal / payment: 212. · Identity verification: 144. · Account / trading conditions: 370. · Customer support: 341.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on PayAngel's Trustpilot page (26) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the PayAngel name are left out. Across the complaints, transfers that did not reach recipients or were delayed, accounts blocked over document requests and unreachable customer service stand out.

Sources and verification history

Official company sourcespayangel.com — homepage and footer (legal information), About Us
Regulator recordsFCA — Payinc Group Limited, FRN 608108 (register.fca.org.uk)
Company registerCompanies House — PAYINC GROUP LIMITED, company no 08126178, incorporated 2 Jul 2012
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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