ForexQ.com
FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Payhawk

E-money institution · United Kingdom

About the company

Legal company namePayhawk Financial Services Limited · Payhawk Financial Services UAB · Payhawk Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitepayhawk.com
Last checked08.10.2026

According to its official website, Payhawk is an AI-powered spend management and finance platform that manages companies' payments and expenses; it offers finance teams corporate cards, expense management, procurement and supplier management, accounts payable and EU e-invoicing, business travel, business accounts, currency conversion, approval workflows, multi-entity management and integrations. The company has offices in London, New York, Berlin, Munich, Barcelona, Amsterdam, Paris, Stockholm, Warsaw, Sofia and Vilnius; its founders are Hristo Borisov, Konstantin Dzhengozov and Boyko Karadzhov. The site states that Payhawk debit and credit cards are issued by Payhawk Financial Services UAB in the EEA, Payhawk Financial Services Limited in the UK and Cross River Bank in the US, and that the product is not available to micro-enterprises or small charities based in the UK. Payhawk Financial Services Limited is listed in the FCA register as an Authorised Electronic Money Institution, and Payhawk Financial Services UAB is listed in the Bank of Lithuania register as an electronic money institution. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients (companies)
MIN. DEPOSITNot stated
PLATFORMSWeb platform · Mobile app · API and integrations
PRODUCTSCorporate cards · Expense management · Accounts payable and e-invoicing · Procurement · Business travel · Business accounts · Currency conversion

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 987096
Licence holderPAYHAWK FINANCIAL SERVICES LIMITED
ScopeListed in the FCA register as an Authorised Electronic Money Institution under PAYHAWK FINANCIAL SERVICES LIMITED (FRN 987096) since 12 Jan 2024.
StatusVerified

Bank of Lithuania (Lithuania)

Licence no.LB002199
Licence holderPayhawk Financial Services UAB
ScopeListed in the Bank of Lithuania register under Payhawk Financial Services UAB with an electronic money institution licence (LB002199) valid since 11 Jul 2023. The site names it as the card issuer in the EEA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: November 2021 – October 2026

  • Account / trading conditions: 10
  • Customer support: 4
  • Other: 4
  • Withdrawal / payment: 1
  • Identity verification: 1

No. 323 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 285. · Customer support: 242. · Other: 183. · Withdrawal / payment: 415. · Identity verification: 269.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Payhawk's Trustpilot page (20) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Payhawk name are left out. Across the complaints, contract terms, price increases and allegations of automatic renewals without consent, along with slow customer support, stand out.

Sources and verification history

Official company sourcespayhawk.com — homepage (German version, footer), about page, manifest
Regulator recordsFCA — PAYHAWK FINANCIAL SERVICES LIMITED, FRN 987096 (register.fca.org.uk) · Bank of Lithuania — Payhawk Financial Services UAB, LB002199 (lb.lt)
Company registerCompanies House — PAYHAWK FINANCIAL SERVICES LIMITED, company no 14060082, incorporated 21 Apr 2022 · PAYHAWK LIMITED, company no 11747263, incorporated 2 Jan 2019
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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