ForexQ.com
FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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Recently Added Institutions

The latest institution profiles added to ForexQ.com.

BANKE.SUN Bank Sydney Branch

The Sydney branch, opened in 2016, of Taiwan's E.SUN Bank, founded in 1992 and owned by E.SUN Financial Holding; the bank has also run a Brisbane branch since 2018 and holds an ASIC AFS licence.

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BANKLand Bank of Taiwan Brisbane Branch

The Brisbane branch of Land Bank of Taiwan, a Taiwanese bank founded in 1946 that specialises in real estate finance; its ASIC AFS licence covers wholesale clients only.

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BANKTaishin Bank Brisbane Branch

The Brisbane branch, opened on 31 July 2017, of Taiwan's Taishin International Bank, which began operating in 1992; it offers deposits, corporate lending, trade finance and foreign exchange, and holds an ASIC AFS licence.

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BANKTaiwan Business Bank Sydney Branch

The Sydney branch of Taiwan Business Bank (TBB), a Taiwanese bank focused on SME finance that also has a Brisbane branch in Australia; it offers deposits, loans, trade finance and remittances, and holds an ASIC AFS licence.

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BANKTaiwan Cooperative Bank Sydney Branch

The Sydney branch, opened on 20 September 2011, of Taiwan Cooperative Bank, founded in 1946 and owned by Taiwan Cooperative Financial Holding; it offers deposits, loans, trade and remittance services and acts as the bank's AUD clearing bank.

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PAYMENT INSTITUTIONTravelex

The Australian arm of the global foreign exchange brand Travelex, whose roots go back to a first store opened in London in 1976; it sells foreign cash and the multi-currency Travelex Money Card through airport and store networks and holds an ASIC AFS licence.

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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

P&N Bank

Bank · Australia

About the company

Legal company namePolice & Nurses Limited
Year founded1969
Headquarters / registered countryPerth, Australia
Websitewww.pnbank.com.au
Last checked09.10.2026

According to its official website, P&N Bank is the trading name of Police & Nurses Limited. The bank began in 1969 as a credit union for Western Australian police officers, followed by nurses and over the decades other West Australians; today it describes itself as WA's largest locally based, customer-owned bank, owned by its customers rather than external shareholders. Its address in the ASIC record is in Perth. The same legal entity also issues banking and credit products under the BCU Bank brand (bcu.com.au). Its products include the And Transaction, Concession and Momentum transaction accounts, the Hi Saver, Savvy Saver and Way Cool Saver (for children) savings accounts, term deposits, home loans, personal loans, credit cards and insurance; services are provided through branches, mobile lenders, a local contact centre, online banking and the app. The site states that P&N Bank was named Bank of the Year in the Roy Morgan Customer Satisfaction Awards for 2023, 2024 and 2025. This information is the company's own statement.

Account Details

ACCOUNT TYPESAnd Transaction Account · Concession Account · Momentum Account · Hi Saver · Savvy Saver · Way Cool Saver · Term deposit
MIN. DEPOSIT5,000 AUD (term deposit)
PLATFORMSBranches · Contact centre · Online banking · Mobile app
PRODUCTSTransaction and savings accounts · Term deposits · Home and personal loans · Credit cards · Insurance

Licences and regulation

ASIC (Australia)

Licence no.AFSL 240701
Licence holderPOLICE & NURSES LIMITED
ScopeAFS licence held since 19 Jan 2004. According to ASIC's record, authorised to advise on and deal in basic deposit products, non-cash payment products, general insurance and consumer credit insurance for retail and wholesale clients.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: January 2025 – October 2026

  • Identity verification: 1

VERY LOW — COMPLAINT LEVEL

92% of institutions with complaint records received more complaints than this one.

BY TOPIC — Identity verification: Medium

SOURCES REVIEWED

The complaint distribution is based on the 1-star review on the P&N Bank Trustpilot page (1) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the P&N Bank name are left out. Across the complaints, failed phone identity verification when opening a joint account and no follow-up from the support team stand out.

Sources and verification history

Official company sourcespnbank.com.au — homepage, About, Everyday Bank Accounts, Savings Accounts and Term Deposits pages, footer (legal information) · bcu.com.au — footer (legal information)
Regulator recordsASIC — POLICE & NURSES LIMITED, AFSL 240701 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Company registerABN 69 087 651 876 (ABN Lookup)
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified09.10.2026

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