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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Ramsdens

Payment institution · United Kingdom

About the company

Legal company nameRamsdens Financial Limited
Year founded1987
Headquarters / registered countryStockton-on-Tees, United Kingdom
Websitewww.ramsdensforcash.co.uk
Last checked08.10.2026

According to its official website, Ramsdens is a retail financial services company founded in 1987 with more than 170 branches across Northern and Southern England, Scotland and Wales. Alongside traditional pawnbroking it offers travel money (in branch and through online orders at ramsdenscurrency.co.uk), gold and silver buying, and jewellery and watch sales; it also has a multi-currency prepaid card app, the Ramsdens Multi Currency Card. According to the site footer, Ramsdens is a trading name of Ramsdens Financial Limited, which is authorised by the FCA for consumer credit and as an authorised payment institution: FRN 703463 covers pawnbroking and credit brokerage and FRN 1004451 covers payment services; the FCA does not regulate the company's other services. Ramsdens Financial Limited is registered in England and Wales under number 03045495 with its registered office in Stockton-on-Tees. The service is aimed at individual customers. This information is the company's own statement.

Account Details

ACCOUNT TYPESIndividual customers
MIN. DEPOSITNot stated
PLATFORMSBranches · Website · Ramsdens Multi Currency Card app
PRODUCTSTravel money · Multi-currency prepaid card · Pawnbroking loans · Gold buying · Jewellery and watches

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 1004451
Licence holderRamsdens Financial Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Ramsdens Financial Limited (FRN 1004451) since 11 Oct 2024.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 703463
Licence holderRamsdens Financial Limited
ScopeListed in the FCA register under Ramsdens Financial Limited (FRN 703463); status Authorised since 24 May 2016. According to the company, this permission is limited to pawnbroking and credit brokerage.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: June 2024 – October 2026

  • Account / trading conditions: 40
  • Withdrawal / payment: 22
  • Customer support: 18
  • Other: 10
  • Identity verification: 6

No. 99 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 112. · Withdrawal / payment: 181. · Customer support: 61. · Other: 73. · Identity verification: 127.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on Ramsdens Currency's Trustpilot page (96) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Ramsdens name are left out. Across the complaints, differences between in-store and online rates and banknote denominations, late or undelivered currency orders and refunds, and branch staff conduct stand out.

Sources and verification history

Official company sourcesramsdensforcash.co.uk — homepage and footer legal notice; link to ramsdenscurrency.co.uk
Regulator recordsFCA — Ramsdens Financial Limited, FRN 1004451 and FRN 703463 (register.fca.org.uk)
Company registerCompanies House — RAMSDENS FINANCIAL LIMITED, company no 03045495, incorporated 12 Apr 1995
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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