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Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Ripple

E-money institution · United Kingdom

About the company

Legal company nameRipple Markets UK Ltd · Ripple Payments Europe S.A. · Ripple Middle East Limited · Ripple Markets APAC Pte. Ltd.
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websiteripple.com
Last checked08.10.2026

According to its official website, Ripple provides digital asset infrastructure to financial institutions; it offers cross-border payments, digital asset custody, the RLUSD stablecoin and institutional prime brokerage under the Ripple Prime brand. According to the site's compliance and disclosures page, Ripple Markets UK Ltd is registered in England under number 10145333, authorised by the FCA as an Electronic Money Institution (FRN 1028021) and registered, subject to conditions, as a cryptoasset business under the Money Laundering Regulations (MLRs); the MLR registration is an anti-money-laundering registration, not an investment-services licence. The company directs its services only to investment professionals, high net worth companies and similar bodies. The same page lists Ripple Middle East Limited, regulated by the DFSA in Dubai (F008529), Ripple Payments Europe S.A., authorised by the CSSF in Luxembourg as an Electronic Money Institution (W21), and Ripple Markets APAC Pte. Ltd., licensed by MAS in Singapore; in the United States, Ripple Markets DE LLC holds state money transmitter licences. This information is the company's own statement.

Account Details

ACCOUNT TYPESProfessional and institutional clients only
MIN. DEPOSITNot stated
PLATFORMSNot stated
PRODUCTSCross-border payments · Electronic money · Digital asset custody · RLUSD stablecoin

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 1028021
Licence holderRIPPLE MARKETS UK LTD
ScopeListed in the FCA register as an Authorised Electronic Money Institution under RIPPLE MARKETS UK LTD (FRN 1028021) since 9 Jan 2026. It has also been registered as a cryptoasset firm under the MLRs since the same date.
StatusVerified

CSSF (Luxembourg)

Licence no.W21
Licence holderRipple Payments Europe S.A.
ScopeThe company states that Ripple Payments Europe S.A. is authorised by the CSSF as an Electronic Money Institution (W21). The record could not be verified because the CSSF register could not be read.
StatusPending verification

DFSA (United Arab Emirates (Dubai))

Licence no.F008529
Licence holderRipple Middle East Limited
ScopeThe company states that Ripple Middle East Limited is regulated by the DFSA in the Dubai International Financial Centre (F008529). The record could not be verified because the DFSA register could not be read.
StatusPending verification

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: October 2020 – October 2026

  • Other: 2
  • Customer support: 1

No. 453 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Other: 251. · Customer support: 341.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Ripple's Trustpilot page (3) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Ripple name are left out. Across the complaints, emails continuing after unsubscribing, pushy and rude phone calls, and an unanswered complaint email stand out.

Sources and verification history

Official company sourcesripple.com — homepage, Regulatory Compliance and Disclosures page, complaints and dispute resolution page, money transfer licences page
Regulator recordsFCA — RIPPLE MARKETS UK LTD, FRN 1028021 (register.fca.org.uk) · DFSA — Ripple Middle East Limited, F008529 (register could not be read) · CSSF — Ripple Payments Europe S.A., W21 (register could not be read)
Company registerCompanies House — RIPPLE MARKETS UK LTD, company no 10145333, incorporated 25 Apr 2016
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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