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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Ronghan

E-money institution · United Kingdom

About the company

Legal company nameRonghan International Limited
Year founded2011
Headquarters / registered countryLondon, United Kingdom
Websitewww.ronghan.com
Last checked08.10.2026

According to its official website, Ronghan is a payment services company founded in 2011 with its headquarters in the Lujiazui financial district of Shanghai; it says it has branches in the United States, the United Kingdom, Hong Kong and Japan. Its OnerWay service lets Chinese cross-border sellers collect their income from overseas marketplaces such as Amazon and transfer it to bank accounts worldwide; its PacyPay service offers international online card acquiring for Visa, Mastercard, JCB and American Express, and it says it is PCI-DSS certified. According to the site footer, Ronghan International Limited is registered in England under number 09534814 and regulated by the FCA as an Electronic Money Institution (FRN 937049); client funds are held in safeguarding accounts. The compliance page also lists a money services business (MSB) registration with FinCEN in the United States and a money service operator (MSO) registration with Hong Kong Customs. The service is aimed at business clients and e-commerce sellers. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients and e-commerce sellers
MIN. DEPOSITNot stated
PLATFORMSOnline collection account · Payment gateway
PRODUCTSOnerWay marketplace collections · PacyPay card acquiring · Electronic money

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 937049
Licence holderRONGHAN INTERNATIONAL LIMITED
ScopeListed in the FCA register as an Authorised Electronic Money Institution under RONGHAN INTERNATIONAL LIMITED (FRN 937049) since 14 May 2021.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: May 2024 – October 2026

  • Withdrawal / payment: 1

No. 492 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Withdrawal / payment: 415.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on PacyPay's Trustpilot page (1) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Ronghan name are left out. Across the complaints, a claim that a merchant refund never arrived stands out.

Sources and verification history

Official company sourcesronghan.com (ronghan.co.uk) — homepage, compliance, OnerWay and PacyPay pages, footer
Regulator recordsFCA — RONGHAN INTERNATIONAL LIMITED, FRN 937049 (register.fca.org.uk)
Company registerCompanies House — RONGHAN INTERNATIONAL LIMITED, company no 09534814, incorporated 9 Apr 2015
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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