ForexQ.com
FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Ryft

Payment institution · United Kingdom

About the company

Legal company nameRyft Pay Ltd
Year founded2019
Headquarters / registered countryManchester, United Kingdom
Websitewww.ryftpay.com
Last checked08.10.2026

According to its official website, Ryft is a payments infrastructure company providing payment solutions for marketplaces and platforms; it says it processes payments for more than 6,500 businesses and has more than 1,500 merchants live. According to the site footer, Ryft Pay Ltd is regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution (972895) and is a certified PCI DSS Level 1 service provider. According to Companies House the company was incorporated in 2019 and its registered office is in Manchester. Through a single integration it offers online and in-person payment acceptance (American Express, Visa, Mastercard, Apple Pay and Google Pay), subscriptions and delayed payments, automated split payments with per-seller commission rates, escrow, seller onboarding, transaction monetisation, white-label solutions, card terminals and payment reporting. Services are for businesses, marketplaces and platforms. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusinesses, marketplaces and platforms only
MIN. DEPOSITNot stated
PLATFORMSAPI · Online dashboard · Card terminals
PRODUCTSOnline and in-person card acceptance · Split payments · Delayed and recurring payments · Escrow · Seller onboarding · White-label payment solutions

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 972895
Licence holderRyft Pay Ltd
ScopeListed in the FCA register as an Authorised Payment Institution under Ryft Pay Ltd (FRN 972895) since 19 Mar 2023.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: November 2025 – October 2026

  • Withdrawal / payment: 3
  • Customer support: 2
  • Identity verification: 2
  • Other: 1

No. 396 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Withdrawal / payment: 364. · Customer support: 294. · Identity verification: 222. · Other: 314.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Ryft's Trustpilot page (8) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Ryft name are left out. Across the complaints, payments held or delayed, slow account verification and an unresponsive support team stand out.

Sources and verification history

Official company sourcesryftpay.com — homepage and footer
Regulator recordsFCA — Ryft Pay Ltd, FRN 972895 (register.fca.org.uk)
Company registerCompanies House — RYFT PAY LTD, company no 12128364, incorporated 30.07.2019
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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