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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Shift4

Payment institution · United Kingdom

About the company

Legal company nameShift4 Payments UK Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitewww.shift4.com
Last checked08.10.2026

According to its official investor site, Shift4 is a payments and commerce technology company listed on the New York Stock Exchange (NYSE: FOUR) and headquartered in Center Valley, Pennsylvania, USA; it says it handles billions of transactions a year for hundreds of thousands of businesses worldwide, from neighbourhood restaurants to large event venues. Its services are aimed at businesses rather than individuals: commerce technology for businesses in shopping, dining, hospitality and entertainment and, as presented on its developer site, an online payments platform with subscription and recurring B2B payments, checkout, API/SDK, more than 160 currencies and fraud prevention tools. The UK entity is Shift4 Payments UK Limited (London), listed in the FCA register with the trading names Shift4 and Finaro and the former name Credorax Services UK Ltd. The main site shift4.com was closed to this server by a security check on 8 October 2026; the information is based on the company's investor and developer sites. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusinesses (merchants) only
MIN. DEPOSITNot stated
PLATFORMSOnline payments API and SDK · Checkout · UI components
PRODUCTSCard acceptance and payment processing · Online payments and subscription billing · Alternative payment methods · Fraud prevention tools

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 778473
Licence holderSHIFT4 PAYMENTS UK LIMITED
ScopeListed in the FCA register as an Authorised Payment Institution under SHIFT4 PAYMENTS UK LIMITED (FRN 778473) since 7 Jan 2019.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: March 2026 – October 2026

  • Account / trading conditions: 67
  • Other: 8
  • Customer support: 7
  • Withdrawal / payment: 7
  • Bonus / promotion: 1

No. 158 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 37. · Other: 108. · Customer support: 183. · Withdrawal / payment: 308. · Bonus / promotion: 102.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on Shift4's Trustpilot page (90) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Shift4 name are left out. Across the complaints, allegations of fees charged after contract cancellation and annual fees taken without notice, long support waiting times, and held or delayed payouts stand out.

Sources and verification history

Official company sourcesinvestors.shift4.com — investor homepage (Company Overview, headquarters address), press release boilerplate; dev.shift4.com — developer homepage; shift4.com could not be reached as of 8 Oct 2026 (Vercel security check, HTTP 429)
Regulator recordsFCA — SHIFT4 PAYMENTS UK LIMITED, FRN 778473 (register.fca.org.uk)
Company registerCompanies House — SHIFT4 PAYMENTS UK LIMITED, company no 10694402, incorporated 28 Mar 2017
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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