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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Smart Currency Business

Payment institution · United Kingdom

About the company

Legal company nameSmart Currency Exchange Limited · Smart Currency Options Limited
Year founded2009
Headquarters / registered countryLondon, United Kingdom
Websitewww.smartcurrencybusiness.com
Last checked08.10.2026

According to its official website, Smart Currency Business is the corporate division of Smart Currency Exchange Limited and has been providing currency and treasury management services to UK businesses since 2009; it is based in London (1 Lyric Square, Hammersmith). The site describes it as the largest privately-owned currency platform in the country. According to the site footer, Smart Currency Exchange Limited is authorised by the FCA under the Payment Services Regulations 2017 for the provision of payment services (FRN 504509); the site also says that the group company Smart Currency Options Limited is an FCA-regulated institution (FRN 656427). Services include spot contracts, forward contracts, FX options such as vanilla, collar, participating forward, forward extra and NDFs, market orders, currency risk management and hedging strategies, and the SmartHedge PRO reporting and valuation platform. The site says client funds are held in segregated accounts with tier-1 banks. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness accounts
MIN. DEPOSITNot stated
PLATFORMSSmartHedge PRO · Online client portal
PRODUCTSSpot contracts · Forward contracts · FX options · NDFs · Market orders · Currency risk management

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 656427
Licence holderSmart Currency Options Limited
ScopeListed in the FCA register under Smart Currency Options Limited (FRN 656427); status Authorised since 23 Jul 2015. It holds permissions to deal in investments as principal and as agent, to arrange deals in investments and to advise on investments.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 504509
Licence holderSmart Currency Exchange Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Smart Currency Exchange Limited (FRN 504509) since 16 Mar 2018.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: May 2026 – October 2026

  • Customer support: 1

No. 492 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Customer support: 341.

SOURCES REVIEWED

The complaint distribution is based on 1-star reviews on Smart Currency Business's Trustpilot page (1) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Smart Currency Business name are left out. Across the complaints, a complaint that the representative replied late and could not reach a decision during account opening stands out.

Sources and verification history

Official company sourcessmartcurrencybusiness.com — homepage, Safeguarding Your Funds page and footer (r.jina.ai copy; the site returns 403 to this server)
Regulator recordsFCA — Smart Currency Options Limited, FRN 656427 (register.fca.org.uk) · FCA — Smart Currency Exchange Limited, FRN 504509 (register.fca.org.uk; status: See full details)
Company registerCompanies House — SMART CURRENCY OPTIONS LIMITED, company no 09034947, incorporated 12.05.2014 · SMART CURRENCY EXCHANGE LIMITED, company no 05282305, incorporated 10.11.2004
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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