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SoFi

Bank · United States

About the company

Legal company nameSoFi Technologies, Inc. · SoFi Securities LLC · SoFi Bank, National Association · Social Finance, LLC
Year founded—
Headquarters / registered countrySan Francisco, United States
Websitewww.sofi.com
Last checked11.11.2026

According to its official app store page (seller Social Finance, LLC) and SEC filings, SoFi is the brand of SoFi Technologies, Inc. (NASDAQ: SOFI), a Nasdaq-listed company based in San Francisco (234 1st Street); the company says it provides banking, savings, lending, investing and crypto to 15.8 million members in one app and highlights SoFi Coach, its AI-driven financial guide. Checking and high-yield savings accounts with no account, service or maintenance fees are provided by SoFi Bank; the company describes itself as the first national chartered bank where individuals can buy, sell and hold cryptocurrency, with access to more than 25 crypto assets including Bitcoin, Ethereum and Solana. Stocks and ETFs are traded through SoFi Securities, with fractional shares from $5, index funds and options trading, plus automated investing, IRA and Roth IRA accounts and portfolio management through SoFi Wealth. Personal loans, student loan refinancing, credit score monitoring and budgeting tools are also in the app, and the SoFi Plus membership pays 4.70% APY on up to $20,000 in savings. According to FINRA BrokerCheck, SoFi Securities LLC is owned by Social Finance, LLC; according to FDIC BankFind, SoFi Bank, National Association is an OCC-supervised, FDIC-insured national bank. This information is the company's own statement.

Account Details

ACCOUNT TYPESChecking and savings account (SoFi Bank) · Active investing account · Automated investing · Traditional and Roth IRA · Crypto account · SoFi Plus membership
MIN. DEPOSITNot stated
PLATFORMSSoFi mobile app (iOS and Android) · SoFi Coach (AI guide)
PRODUCTSChecking and savings accounts · Stocks and ETFs (fractional shares from $5) · Options · Automated investing and IRA · Crypto (more than 25 assets) · Personal and student loans · Budgeting tools

Licences and regulation

SEC (United States)

Licence no.SEC 8-68389 · CRD 151717
Licence holderSOFI SECURITIES LLC
ScopeFINRA BrokerCheck: SEC-registered broker-dealer, FINRA member, Approved; FINRA approval 18 Jan 2011, San Francisco, CA; 52 state registrations; disclosures: 2 regulatory event, 2 arbitration. The brand's broker-dealer (SoFi Invest); owner Social Finance, LLC.
StatusVerified

FDIC (United States)

Licence no.FDIC Cert. 26881
Licence holderSoFi Bank, National Association
ScopeFDIC BankFind: SoFi Bank, National Association (Cottonwood Heights, UT), active FDIC-insured national bank (OCC-supervised); insured since 29 Dec 1986; federal regulator OCC; assets 56.8 bn USD (30 Jun 2026). The brand's bank providing deposit and crypto services.
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcessofi.com — official SoFi app page on the App Store (seller Social Finance, LLC, seller site sofi.com; version 3.121.0) and SoFi Technologies, Inc. records on SEC EDGAR (CIK 1818874; 10-K 17 Feb 2026, 10-Q 5 Nov 2026)
Regulator recordsFINRA BrokerCheck — SOFI SECURITIES LLC, CRD 151717 (brokercheck.finra.org, 11 Nov 2026) · FDIC BankFind — SoFi Bank, National Association, Cert. 26881 (11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

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Frequently asked questions

Is SoFi trustworthy?

According to the data, SoFi has 2 verified licences (SEC, FDIC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does SoFi hold?

Licences verified in official registers: SEC (United States) – SEC 8-68389 · CRD 151717; FDIC (United States) – FDIC Cert. 26881.

Are there complaints about SoFi?

No classified user reports about SoFi yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about SoFi?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about SoFi verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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