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According to its official app store page (seller Social Finance, LLC) and SEC filings, SoFi is the brand of SoFi Technologies, Inc. (NASDAQ: SOFI), a Nasdaq-listed company based in San Francisco (234 1st Street); the company says it provides banking, savings, lending, investing and crypto to 15.8 million members in one app and highlights SoFi Coach, its AI-driven financial guide. Checking and high-yield savings accounts with no account, service or maintenance fees are provided by SoFi Bank; the company describes itself as the first national chartered bank where individuals can buy, sell and hold cryptocurrency, with access to more than 25 crypto assets including Bitcoin, Ethereum and Solana. Stocks and ETFs are traded through SoFi Securities, with fractional shares from $5, index funds and options trading, plus automated investing, IRA and Roth IRA accounts and portfolio management through SoFi Wealth. Personal loans, student loan refinancing, credit score monitoring and budgeting tools are also in the app, and the SoFi Plus membership pays 4.70% APY on up to $20,000 in savings. According to FINRA BrokerCheck, SoFi Securities LLC is owned by Social Finance, LLC; according to FDIC BankFind, SoFi Bank, National Association is an OCC-supervised, FDIC-insured national bank. This information is the company's own statement.
User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.
No complaint records have been compiled for SoFi yet, so no comparison list is shown. Below are institutions operating in the same service area whose licences are verified.
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According to the data, SoFi has 2 verified licences (SEC, FDIC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.
Licences verified in official registers: SEC (United States) – SEC 8-68389 · CRD 151717; FDIC (United States) – FDIC Cert. 26881.
No classified user reports about SoFi yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.
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Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.