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According to its official website, Synchrony is a consumer financing company that has been in business for nearly 100 years, trades on the New York Stock Exchange under SYF and describes itself as the leading provider of private-label credit cards in the United States; the site refers to its 2014 IPO and its 2015 separation from GE. The group's bank, Synchrony Bank, is a branchless online bank; according to the FDIC record it is an OCC-supervised federal savings bank based in Draper, Utah, and its holding company is Synchrony Financial. The bank offers a High Yield Savings account with no monthly fees or minimum balance, a Money Market account with check writing, certificates of deposit (CDs) and IRA retirement accounts, with an optional ATM card and mobile check deposit. The group also offers store credit cards with retail partners, the CareCredit health card, cards such as the Synchrony Premier World Mastercard, Synchrony HOME and Car Care cards and the Synchrony Pay Later instalment option; accounts are managed through the Synchrony Bank mobile app and online banking. This information is the company's own statement.
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According to the data, Synchrony has 1 verified licence (FDIC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.
Licences verified in official registers: FDIC (United States) – FDIC Cert. 27314.
No classified user reports about Synchrony yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.
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Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.