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Synchrony

Bank · United States

About the company

Legal company nameSynchrony Bank · Synchrony Financial
Year founded—
Headquarters / registered countryDraper, United States
Websitewww.synchrony.com
Last checked11.11.2026

According to its official website, Synchrony is a consumer financing company that has been in business for nearly 100 years, trades on the New York Stock Exchange under SYF and describes itself as the leading provider of private-label credit cards in the United States; the site refers to its 2014 IPO and its 2015 separation from GE. The group's bank, Synchrony Bank, is a branchless online bank; according to the FDIC record it is an OCC-supervised federal savings bank based in Draper, Utah, and its holding company is Synchrony Financial. The bank offers a High Yield Savings account with no monthly fees or minimum balance, a Money Market account with check writing, certificates of deposit (CDs) and IRA retirement accounts, with an optional ATM card and mobile check deposit. The group also offers store credit cards with retail partners, the CareCredit health card, cards such as the Synchrony Premier World Mastercard, Synchrony HOME and Car Care cards and the Synchrony Pay Later instalment option; accounts are managed through the Synchrony Bank mobile app and online banking. This information is the company's own statement.

Account Details

ACCOUNT TYPESHigh Yield Savings · Money Market · Certificate of deposit (CD) · IRA retirement account
MIN. DEPOSITNot stated
PLATFORMSSynchrony Bank mobile app · Online banking
PRODUCTSOnline savings and deposit accounts · Private-label and co-branded credit cards · CareCredit · Synchrony Mastercard cards · Instalment payments (Pay Later)

Licences and regulation

FDIC (United States)

Licence no.FDIC Cert. 27314
Licence holderSynchrony Bank
ScopeFDIC BankFind: Synchrony Bank (Draper, UT), active, FDIC-insured federal savings bank (OCC-supervised); insured since 1 Aug 1988; assets $115.2bn (30 Jun 2026). Holding company Synchrony Financial; 2 offices. Bank offering the deposit products on the site and stating FDIC membership.
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcessynchrony.com — homepage, Banking, About Synchrony Bank, High Yield Savings, Contact Synchrony Bank, About Us, footer; synchronybank.com redirects to synchrony.com/banking
Regulator recordsFDIC BankFind — Synchrony Bank, Cert. 27314 (banks.data.fdic.gov, 11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

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Frequently asked questions

Is Synchrony trustworthy?

According to the data, Synchrony has 1 verified licence (FDIC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does Synchrony hold?

Licences verified in official registers: FDIC (United States) – FDIC Cert. 27314.

Are there complaints about Synchrony?

No classified user reports about Synchrony yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about Synchrony?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about Synchrony verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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