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The Bancorp

Bank · United States

About the company

Legal company nameThe Bancorp Bank, National Association · The Bancorp, Inc.
Year founded2000
Headquarters / registered countrySioux Falls, United States
Websitewww.thebancorp.com
Last checked11.11.2026

According to its 2025 annual report filed with the SEC (Form 10-K), The Bancorp consists of the Delaware financial holding company The Bancorp, Inc. and its wholly owned subsidiary The Bancorp Bank, National Association, a federally chartered, FDIC-insured commercial bank based in Sioux Falls, South Dakota; the holding company is headquartered in Wilmington, Delaware. The company describes its strategy in two business lines, Fintech Solutions and Credit Solutions. Fintech Solutions issues debit, credit and prepaid cards and the related deposit accounts (consumer and business debit accounts, general purpose reloadable prepaid, pre-tax medical spending, payroll, gift and business payment accounts) on behalf of fintech and payment companies with their own customer bases, provides payment processing such as ACH, Rapid Funds Transfer and card acquiring, and offers sponsored lending products such as secured credit cards and payroll advances. Credit Solutions provides commercial real estate bridge loans on multi-family housing, securities- and insurance-backed lines of credit (SBLOC/IBLOC), investment adviser financing and SBA small business loans. The report cites 733 full-time employees and $1.10 billion of fintech loans at the end of 2025, and names www.thebancorp.com as the corporate website. This information is the company's own statement.

Account Details

ACCOUNT TYPESPartner-branded deposit accounts · Debit card accounts · Prepaid card accounts · Payroll and health spending accounts · Secured credit card accounts
MIN. DEPOSITNot stated
PLATFORMSThe Bancorp Mobile app · Bancorp Lending and Lending Access apps
PRODUCTSDebit, credit and prepaid card issuing · ACH and real-time payment processing · Card acquiring · Sponsored lending · Commercial real estate bridge loans · SBLOC and IBLOC · SBA loans

Licences and regulation

FDIC (United States)

Licence no.FDIC Cert. 35444
Licence holderThe Bancorp Bank, National Association
ScopeFDIC BankFind: The Bancorp Bank, National Association (Sioux Falls, SD), active, FDIC-insured national bank (OCC-supervised); insured since 28 Jul 2000; assets $9.2bn (30 Jun 2026).
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcesthebancorp.com (corporate site recorded in BankFind) · sec.gov — The Bancorp, Inc. annual report 2025 (Form 10-K, 25 Feb 2026): Item 1 Business, Available Information · App Store — The Bancorp Inc apps
Regulator recordsFDIC BankFind — The Bancorp Bank, National Association, Cert. 35444 (banks.data.fdic.gov, 11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

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Frequently asked questions

Is The Bancorp trustworthy?

According to the data, The Bancorp has 1 verified licence (FDIC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does The Bancorp hold?

Licences verified in official registers: FDIC (United States) – FDIC Cert. 35444.

Are there complaints about The Bancorp?

No classified user reports about The Bancorp yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about The Bancorp?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about The Bancorp verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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