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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Tide

E-money institution · United Kingdom

About the company

Legal company nameTide Platform Limited · Tide Insurance Services Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitewww.tide.co
Last checked08.10.2026

According to its official website, Tide is a London-based business finance platform built for business owners, which it says is used by more than 2 million freelancers, sole traders and limited companies worldwide. The site says it offers, through its app, a business account, collections via invoicing, card readers and payment links, international payments, accounting and Making Tax Digital tools, company formation and a virtual office address, business loan comparison and business insurance. The site stresses that Tide is not a bank: Tide Platform Limited is authorised by the FCA under the Electronic Money Regulations 2011 to issue e-money and to provide payment initiation and account information services (FRN 900843), and is also authorised for credit and insurance broking (FRN 718743). Tide current and savings accounts are provided by ClearBank Ltd (FRN 754568); some e-money accounts are held through PrePay Technologies Limited (FRN 900010); for insurance, Tide Insurance Services Limited is authorised by the FCA (FRN 1040067). This information is the company's own statement.

Account Details

ACCOUNT TYPESFreelancers · Sole traders · Limited companies
MIN. DEPOSITNot stated
PLATFORMSMobile app · Web app
PRODUCTSBusiness account · Prepaid business card · Invoicing and collections (card readers, payment links) · International payments · Company formation · Loan comparison · Business insurance

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 900843
Licence holderTide Platform Limited
ScopeListed in the FCA register as an Authorised Electronic Money Institution under Tide Platform Limited (FRN 900843) since 1 May 2018.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 718743
Licence holderTide Platform Ltd
ScopeListed in the FCA register under Tide Platform Ltd (FRN 718743); status Authorised since 2 Aug 2016. It holds permissions for credit broking and for arranging and advising on investments.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 1040067
Licence holderTide Insurance Services Limited
ScopeListed in the FCA register under Tide Insurance Services Limited (FRN 1040067); status Authorised since 2 Mar 2026. It holds permissions for assisting in insurance contracts and for dealing as agent and arranging.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: July 2026 – October 2026

  • Account / trading conditions: 37
  • Withdrawal / payment: 25
  • Customer support: 15
  • Other: 7
  • Identity verification: 2

No. 182 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 125. · Withdrawal / payment: 157. · Customer support: 83. · Other: 119. · Identity verification: 222.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on Tide's Trustpilot page (86) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Tide name are left out. Across the complaints, allegations of accounts frozen or closed without warning and incoming payments and funds held for long periods, along with hard-to-reach customer support stand out.

Sources and verification history

Official company sourcestide.co — homepage, footer (legal notice), About Us
Regulator recordsFCA — Tide Platform Limited, FRN 900843 (register.fca.org.uk) · FCA — Tide Platform Ltd, FRN 718743 (register.fca.org.uk) · FCA — Tide Insurance Services Limited, FRN 1040067 (register.fca.org.uk)
Company registerCompanies House — Tide Platform Limited, company no 09595646, incorporated 18 May 2015
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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