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Verify with the source.Wherever possible, information is matched against official registers and primary sources.
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Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
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Tipton & Coseley Building Society

Bank · United Kingdom

About the company

Legal company nameTipton and Coseley Building Society
Year founded1901
Headquarters / registered countryTipton, United Kingdom
Websitewww.thetipton.co.uk
Last checked08.10.2026

According to its official website, Tipton & Coseley Building Society was founded on 1 May 1901 as the Tipton & District Permanent Building Society and has served its members since 1901. Its head office is at 70 Owen Street, Tipton; keeping its roots in the Black Country, it opened offices in places such as Coseley, Sedgley, Dudley and Bilston and later added a branch in Codsall. It offers easy access, notice and fixed rate savings accounts, cash ISAs, children's and business accounts; its mortgage range covers homebuyers, buy-to-let and expat buy-to-let, credit repair (Credit Plus), family assist, high income multiple, mortgages into retirement and shared ownership, as well as remortgages of these. Accounts are managed through the Tipton app and online service; the Cash Zone children's account has a minimum balance of GBP 10. According to the Bank of England list and the FCA register, it is authorised by the PRA and regulated by the FCA and the PRA; the site states that savings are protected by the FSCS up to GBP 120,000. This information is the company's own statement.

Account Details

ACCOUNT TYPESSavings account · Cash ISA · Children's account · Business account · Mortgage
MIN. DEPOSITGBP 10 (Cash Zone children's account)
PLATFORMSTipton app · Online service · Branch
PRODUCTSEasy access, notice and fixed rate savings · Cash ISA · Business accounts · Mortgages · Buy-to-let, Credit Plus and shared ownership mortgages

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 159601
Licence holderTipton and Coseley Building Society
ScopeBuilding society authorised by the PRA according to the Bank of England building societies list of 1 Oct 2026; listed in the FCA register under Tipton and Coseley Building Society (FRN 159601), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: February 2024 – October 2026

  • Account / trading conditions: 3
  • Withdrawal / payment: 2
  • Customer support: 1

No. 274 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 245. · Withdrawal / payment: 250. · Customer support: 205.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Tipton & Coseley Building Society Trustpilot page (6) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Tipton & Coseley Building Society name are left out. Across the complaints, app and online account-opening failures, delayed account closure and withdrawal requests, and the attitude of branch staff stand out.

Sources and verification history

Official company sourcesthetipton.co.uk — homepage, Our history, About us, Savings, Current savings rates (easy access, children's, ISA, notice), mortgage menu, footer
Regulator recordsBank of England PRA list of building societies (1 Oct 2026) · FCA — Tipton and Coseley Building Society, FRN 159601 (register.fca.org.uk)
Company registerCompany registry details not stated on the site
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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