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Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Token.io

Payment institution · United Kingdom

About the company

Legal company nameToken.io Ltd · Token GmbH
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitetoken.io
Last checked08.10.2026

According to its official website, Token.io is a London-based open banking company that provides Pay by Bank (account-to-account payments) infrastructure to banks, fintechs, platforms and payment companies. The site says it processed the UK's first open banking-enabled payments in 2018, supports 21 markets, processes about 20% of UK open banking payments and works with firms such as HSBC, Santander, BNP Paribas, Global Payments, Computop and Paysafe. Its products include account-to-account payments, variable recurring payments (VRP), real-time payouts and withdrawals, and data solutions; the services target businesses in sectors including ecommerce, crypto and iGaming. The site says Token.io Ltd is authorised by the FCA to provide payment initiation and account information services (795904) and that Token GmbH in Germany is authorised by BaFin and the Bundesbank for the same services (158595); for its settlement account product Token.io Ltd is a distributor of the e-money institution Modulr FS Limited. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients (banks, payment companies, platforms and businesses)
MIN. DEPOSITNot stated
PLATFORMSAPI platform · Developer documentation
PRODUCTSPay by Bank (account-to-account payments) · Variable recurring payments (VRP) · Real-time payouts and withdrawals · Data solutions

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 795904
Licence holderToken.io Ltd
ScopeListed in the FCA register as an Authorised Payment Institution under Token.io Ltd (FRN 795904) since 25 Apr 2018.
StatusVerified

BaFin (Germany)

Licence no.158595
Licence holderToken GmbH
ScopeThe company states that Token GmbH is authorised by BaFin and the Bundesbank to provide payment initiation and account information services (158595). The record could not be verified because the BaFin register could not be read.
StatusPending verification

Sources and verification history

Official company sourcestoken.io — homepage, About, footer (legal notice)
Regulator recordsFCA — Token.io Ltd, FRN 795904 (register.fca.org.uk)
Company registerCompanies House — Token.io Ltd, company no 10143662, incorporated 24 Apr 2016
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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