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Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Union Bank of India (UK)

Bank · United Kingdom

About the company

Legal company nameUNION BANK OF INDIA (UK) LIMITED
Year founded2011
Headquarters / registered countryLondon, United Kingdom
Websitewww.unionbankofindiauk.co.uk
Last checked08.10.2026

According to its official website, Union Bank of India (UK) is Union Bank of India (UK) Ltd, a wholly owned subsidiary of Union Bank of India, a Mumbai-based public sector bank majority-owned by the Government of India. The bank was registered in England and Wales in 2011, has its head office at 12 Arthur Street in London and was entered in the FCA register in 2013. The site offers personal customers current accounts, savings accounts, GBP and USD fixed term deposits and the online Union Premier Bond, and offers businesses business current accounts, fixed rate deposits, business loans including project and acquisition finance, and treasury services; the minimum for a fixed term deposit is GBP 1,000. According to the Bank of England list and the FCA register, UNION BANK OF INDIA (UK) LIMITED is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA; the site states that eligible deposits are protected by the FSCS. This information is the company's own statement.

Account Details

ACCOUNT TYPESCurrent account · Savings account · Fixed term deposit · Union Premier Bond · Business account
MIN. DEPOSIT1,000 GBP (fixed term deposit)
PLATFORMSOnline banking · Union Premier Bond online account
PRODUCTSCurrent account · Savings · Fixed term deposits · Business loans · Treasury services · Money transfer

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 601551
Licence holderUNION BANK OF INDIA (UK) LIMITED
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under UNION BANK OF INDIA (UK) LIMITED (FRN 601551), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: November 2020 – October 2026

  • Customer support: 4
  • Account / trading conditions: 3
  • Identity verification: 2
  • Withdrawal / payment: 1

No. 380 for most complaints among 918 institutions.

RANK BY TOPIC — Customer support: 242. · Account / trading conditions: 371. · Identity verification: 222. · Withdrawal / payment: 415.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Union Bank of India (UK) and Union Premier Bond Trustpilot pages (10) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Union Bank of India name are left out. Across the complaints, difficulty reaching customer service by phone and email, interest terms and online account access problems, and identity and document requests at account opening stand out.

Sources and verification history

Official company sourcesunionbankofindiauk.co.uk — Personal Banking homepage, About Us, Savings Account, Current Account, Term Deposits, Business Loans pages, footer · unionpremierbond.unionbankofindiauk.co.uk
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — UNION BANK OF INDIA (UK) LIMITED, FRN 601551 (register.fca.org.uk)
Company registerCompanies House — UNION BANK OF INDIA (UK) LIMITED, company no 07653660
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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