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FINANCIAL INSTITUTION INFORMATION PLATFORM

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Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Unity Trust Bank

Bank · United Kingdom

About the company

Legal company nameUnity Trust Bank Plc
Year founded1984
Headquarters / registered countryBirmingham, United Kingdom
Websitewww.unity.co.uk
Last checked08.10.2026

According to its official website, Unity Trust Bank is a UK bank established in 1984 and headquartered in Birmingham that provides commercial banking to organisations creating positive social impact. The bank says it follows a 'double bottom line' approach that measures success by both financial results and social impact, and that every loan is linked to one or more of the UN Sustainable Development Goals. It offers charities, trade unions, local councils, housing associations, education and healthcare organisations and responsible finance providers a business current account, instant access, notice and fixed term business savings accounts, business loans from GBP 250,000 to GBP 40 million, payment services and a corporate purchasing card. Accounts are managed through 24/7 online banking, and the site says eligible deposits are protected by the FSCS. According to the Bank of England list and the FCA register, Unity Trust Bank Plc is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness current account · Business savings account (instant access, notice, fixed term)
MIN. DEPOSIT85,000 GBP (fixed term deposit accounts)
PLATFORMSOnline banking
PRODUCTSBusiness current account · Business savings accounts · Business lending · Payment services · Corporate purchasing card

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 204570
Licence holderUnity Trust Bank Plc
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Unity Trust Bank Plc (FRN 204570), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: October 2022 – October 2026

  • Account / trading conditions: 29
  • Identity verification: 8
  • Customer support: 7
  • Withdrawal / payment: 3
  • Other: 2

No. 167 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 126. · Identity verification: 50. · Customer support: 115. · Withdrawal / payment: 240. · Other: 163.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Unity Trust Bank Trustpilot page (49) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Unity Trust Bank name are left out. Across the complaints, slow administrative changes such as updating signatories, an outdated and clunky online banking system, and account applications refused without explanation stand out.

Sources and verification history

Official company sourcesunity.co.uk — homepage, About Us, Business Current Account, Business Savings Accounts, Instant Access, 32-Day Notice and 30-Day Fixed Term pages, footer
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — Unity Trust Bank Plc, FRN 204570 (register.fca.org.uk)
Company registerCompanies House — Unity Trust Bank Plc, company no 01713124
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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