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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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Universe Money

Payment institution · United Kingdom

About the company

Legal company nameUniverse Payments Limited · Endor Group Limited · Universe Money LLC
Year founded2004
Headquarters / registered countryLondon, United Kingdom
Websiteuniversemoney.io
Last checked08.10.2026

According to its official website, Universe Money is a payments company that blends traditional banking rails with digital technology to make cross-border payments in near real time; it is headquartered in the UK with regional offices in Europe and North America. The site says it offers IBANs in the client's name in more than 40 currencies including AED, EUR, GBP and USD, high-value cross-border FX payments including corporate treasury functions, support for more than 140 local currencies and crypto on/off-ramp support; working as an OTC service, its senior team reviews each company personally, and the services are aimed at companies. Universe Money is a trading name of Endor Group Limited; Universe Payments Limited (formerly Capital Currencies Ltd in the FCA register) is authorised by the FCA as an Authorised Payment Institution (FRN 554920). In the US, Universe Money LLC is registered in the State of Montana and registered with FinCEN as a Money Service Business (MSB); this is a registration, not a licence. This information is the company's own statement.

Account Details

ACCOUNT TYPESCorporate multi-currency account
MIN. DEPOSITNot stated
PLATFORMSUniverse Money online platform
PRODUCTSMulti-currency IBANs (40+ currencies) · Cross-border FX payments · 140+ local currencies · Crypto on/off ramp

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 554920
Licence holderUniverse Payments Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Universe Payments Limited (FRN 554920) since 20 Apr 2018.
StatusVerified

Sources and verification history

Official company sourcesuniversemoney.io — homepage (services, FAQ, footer)
Regulator recordsFCA — Universe Payments Limited, FRN 554920; trading name Universe Money (register.fca.org.uk)
Company registerCompanies House — UNIVERSE PAYMENTS LIMITED, company no 05021694, incorporated 21.01.2004
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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