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U.S. Bank

Bank · United States

About the company

Legal company nameU.S. Bank National Association · U.S. Bancorp · U.S. Bancorp Advisors, LLC
Year founded1863
Headquarters / registered countryMinneapolis, United States
Websitewww.usbank.com
Last checked11.11.2026

According to its official website, U.S. Bank is the banking brand of U.S. Bancorp; the site says it has operated since the Lincoln administration signed its national bank charter No. 24 in 1863 and gives 200 S. Sixth St., Minneapolis, Minnesota as its address. Deposit, mortgage, home equity and credit products are offered by U.S. Bank National Association, Member FDIC, which is also the issuer of U.S. Bank credit cards. Personal customers are offered Bank Smartly Checking ($25 minimum opening deposit), the Safe Debit account, young adult and teen checking, Bank Smartly Savings, money market and CD accounts and the Smartly Visa Signature, Cash+, Shield and Altitude credit cards; the U.S. Bank Mobile App provides Zelle payments, mobile check deposit, card lock and spending tracking. Investment and advisory services are provided through U.S. Bancorp Advisors, LLC, an SEC-registered broker-dealer and investment adviser and member of FINRA and SIPC; wealth management is tiered from Wealth Connect to Ascent Private Capital Management. According to the FDIC BankFind record the bank is active with 2,095 offices and is FDIC-insured. This information is the company's own statement.

Account Details

ACCOUNT TYPESBank Smartly Checking · Safe Debit account · Young adult and teen checking · Bank Smartly Savings · Money market and CD accounts · Credit card · Brokerage
MIN. DEPOSIT25 USD (Bank Smartly Checking opening deposit)
PLATFORMSU.S. Bank Mobile App · U.S. Bank online banking
PRODUCTSChecking and savings accounts · Credit cards · Mortgage and home equity loans · Consumer and business loans · Investing and wealth management · Corporate and commercial banking

Licences and regulation

FDIC (United States)

Licence no.FDIC Cert. 6548
Licence holderU.S. Bank National Association
ScopeFDIC BankFind: U.S. Bank National Association (Cincinnati, OH), active, FDIC-insured national bank (OCC-supervised); insured since 1 Jan 1934; assets $705.6bn (30 Jun 2026).
StatusVerified

SEC (United States)

Licence no.SEC 8-30706 · CRD 14455
Licence holderU.S. Bancorp Advisors, LLC
ScopeFINRA BrokerCheck: SEC-registered broker-dealer, FINRA member, approved; FINRA approval 7 May 1984, St. Paul, MN; registered in 52 states; disclosures: 4 regulatory event, 1 arbitration. Named on the site as the affiliated broker-dealer; sole member U.S. Bancorp.
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcesusbank.com — homepage and footer, About U.S. Bank, Checking accounts, Savings accounts, Credit cards, Mobile banking app, Investing, Wealth Management pages; App Store: U.S. Bank Mobile Banking (U.S. Bancorp) app page
Regulator recordsFDIC BankFind — U.S. Bank National Association, Cert. 6548 (banks.data.fdic.gov, 11 Nov 2026) · FINRA BrokerCheck — U.S. Bancorp Advisors, LLC, CRD 14455 (brokercheck.finra.org, 11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

Other licensed institutions in Retail banking

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Frequently asked questions

Is U.S. Bank trustworthy?

According to the data, U.S. Bank has 2 verified licences (FDIC, SEC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does U.S. Bank hold?

Licences verified in official registers: FDIC (United States) – FDIC Cert. 6548; SEC (United States) – SEC 8-30706 · CRD 14455.

Are there complaints about U.S. Bank?

No classified user reports about U.S. Bank yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about U.S. Bank?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about U.S. Bank verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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