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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

USI Money

Payment institution · United Kingdom

About the company

Legal company nameUniversal Securities & Investments Limited
Year founded2004
Headquarters / registered countryLondon, United Kingdom
Websitewww.usimoney.com
Last checked08.10.2026

According to its official website, USI Money is a trading name of Universal Securities & Investments Limited on Regent Street, London, and says it offers bespoke foreign exchange solutions to individual and corporate clients. For corporate and individual FX it says it has access to several treasury departments and can deal at wholesale rates in major and exotic currencies, sends payments directly to suppliers and normally completes transactions the same day or within 72 hours; spot deals and forward contracts of up to six months are offered, and a trading platform is available 24/7. Corporate payments above GBP 1,500 carry no commission, while smaller payments incur a GBP 10 transfer fee; funds are accepted by bank transfer only. Its remittance service lets customers send money to bank accounts or for cash pick-up in more than 40 destinations through an online portal and app. The site says Universal Securities & Investments Limited is authorised by the FCA under the Payment Services Regulations 2017 (FRN 574754) and that client money is held in segregated accounts; the FCA register also lists Cell Money and Buzzwallet among its trading names. According to Companies House the company was incorporated in 2004. This information is the company's own statement.

Account Details

ACCOUNT TYPESIndividual and corporate clients
MIN. DEPOSITNot stated
PLATFORMSWeb trading platform · Mobile app (iOS, Android)
PRODUCTSCorporate FX · Individual FX · Spot and forward deals · International remittances (bank deposit and cash pick-up)

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 574754
Licence holderUNIVERSAL SECURITIES & INVESTMENTS LIMITED
ScopeListed in the FCA register as an Authorised Payment Institution under UNIVERSAL SECURITIES & INVESTMENTS LIMITED (FRN 574754) since 11 May 2018.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: January 2021 – October 2026

  • Withdrawal / payment: 1
  • Customer support: 1

No. 468 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Withdrawal / payment: 415. · Customer support: 341.

SOURCES REVIEWED

The complaint distribution is based on 1-star reviews on USI Money's Trustpilot page (2) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the USI Money name are left out. Across the complaints, missing transaction confirmations, unanswered phone calls and repeated problems with transfers to India stand out.

Sources and verification history

Official company sourcesusimoney.com — homepage and footer, About us, Corporate FX, Individual FX, Individual FAQs and Remittance pages; App Store app USI Money (seller Universal Securities & Investments Limited)
Regulator recordsFCA — UNIVERSAL SECURITIES & INVESTMENTS LIMITED, FRN 574754 (register.fca.org.uk)
Company registerCompanies House — UNIVERSAL SECURITIES & INVESTMENTS LIMITED, company no 05187654, incorporated 23 Jul 2004
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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