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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Vanquis

Bank · United Kingdom

About the company

Legal company nameVanquis Bank Limited
Year founded1880
Headquarters / registered countryBradford, United Kingdom
Websitewww.vanquis.com
Last checked08.10.2026

According to its official website, Vanquis is a Bradford-based UK bank whose roots go back to a business founded in Bradford in 1880 by Joshua Kelley Waddilove. Together with Moneybarn (specialist vehicle finance) and Snoop (a money management app), Vanquis makes up Vanquis Banking Group, and it says it serves more than 1.7 million borrowers and savers in the UK. The bank offers credit builder, balance transfer and purchase credit cards to a wide range of customers, including people with weaker credit histories; easy access, notice and fixed rate savings accounts and cash ISAs; and debt consolidation and home improvement loans, secured loans and second charge mortgages. Savings accounts start from 1,000 pounds, and accounts are managed online and through the mobile app. Credit is only available to UK residents aged 18 and over. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, Vanquis Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Account Details

ACCOUNT TYPESCredit card · Easy access savings account · Notice account · Fixed rate account · Cash ISA
MIN. DEPOSIT1,000 GBP (savings accounts)
PLATFORMSOnline banking · Mobile app
PRODUCTSCredit cards · Savings accounts · Cash ISAs · Personal loans · Secured loans · Second charge mortgages · Vehicle finance (Moneybarn)

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 221156
Licence holderVanquis Bank Limited
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Vanquis Bank Limited (FRN 221156), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: February 2026 – October 2026

  • Account / trading conditions: 51
  • Customer support: 21
  • Withdrawal / payment: 17
  • Other: 6
  • Identity verification: 4

No. 69 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 65. · Customer support: 34. · Withdrawal / payment: 134. · Other: 89. · Identity verification: 104.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on the Vanquis Trustpilot pages (99) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Vanquis name are left out. Across the complaints, interest rate rises and credit limit changes, login problems after the move to app-only access, account closures and card blocks, and hard-to-reach customer service stand out.

Sources and verification history

Official company sourcesvanquis.com — homepage, About us, Savings, Easy access accounts, footer
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — Vanquis Bank Limited, FRN 221156 (register.fca.org.uk)
Company registerCompanies House — Vanquis Bank Limited, company no 02558509
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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