ForexQ.com
ForexQ.com
Payment institution · International
According to its official website, XTransfer describes itself as a global leader in B2B cross-border trade payments, connecting top-tier financial institutions directly to SMEs; the site cites more than 1 million business customers, local accounts in about 60 countries and regions, over 200 markets, more than 35 offices and over 4,500 employees, and states, citing CIC Consulting research, that it is the world's number one B2B cross-border trade payment platform by 2025 transaction volume. Products are local and global collection accounts, Smart FX, supplier payouts to more than 200 countries and regions, CNY payments to China, withdrawals and the X-Net risk and compliance infrastructure; according to the pricing page, account opening and maintenance are free, payments to bank accounts start at USD 2 per transaction and CNY payments to Chinese suppliers carry a maximum fee of 0.4 percent. The site states that the company is licensed in Chinese Mainland (payment business permit), Hong Kong (MSO), the UK (authorised payment institution), the USA (MSB and money transmitter licences in 36 states), Canada (MSB), Australia (remittance service provider), Singapore (major payment institution) and the Netherlands (electronic money institution); according to the footer notice shown to US visitors, XTransfer Inc. (NMLS 2357059) is licensed as a money transmitter in most states. Offices listed include Singapore, New York, London, Amsterdam, Mexico City, Kuala Lumpur, Jakarta, São Paulo and Johannesburg; the site does not state a headquarters. The FinCEN MSB registration is a self-declaration, not a licence or supervisory approval. This information is the company's own statement.
User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.
No verified licence record was found for this institution in official regulator registers. The institutions below operate in the same service area, their licences are verified and their complaint levels are Medium or lower.
Licence details are verified against the regulators’ official registers. The list is generated automatically; it is not a recommendation and there is no paid placement.
According to the data, no verified licence record was found for XTransfer; there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.
No verified licence record was found for XTransfer.
No classified user reports about XTransfer yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.
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Licence records are checked against official registers (last verification 12.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 12.11.2026.