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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Zempler Bank

Bank · United Kingdom

About the company

Legal company nameZempler Bank Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitewww.zemplerbank.com
Last checked08.10.2026

According to its official website, Zempler Bank is a London-based UK digital bank focused on micro-businesses, sole traders and newly started small businesses. The company, whose story began when its founder Rich Wagner could not open a bank account in the UK, says it introduced the UK's first prepaid debit card and the first online business account, was authorised as a bank in 2021 and has helped more than 650,000 businesses. The bank offers the free Business Go account and the Business Extra and Business Pro accounts with up to 1% cashback on card spending, a business credit card and Creditbuilder products, as well as Freedom and Activeplus current accounts and a credit card for individuals. Accounts are managed in the app and through online banking, with cash deposits at 11,500 Post Offices, international payments and contactless payments on a phone through a partnership with Stripe. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, Zempler Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness account (Business Go · Business Extra · Business Pro) · Personal current account (Freedom · Activeplus)
MIN. DEPOSITNot stated
PLATFORMSOnline banking · Mobile app
PRODUCTSBusiness current accounts · Cashback · Business credit card · Creditbuilder · Personal current accounts · Credit card · International payments · Cash deposits at Post Offices

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 671140
Licence holderZempler Bank Limited
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Zempler Bank Limited (FRN 671140), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: June 2026 – October 2026

  • Withdrawal / payment: 46
  • Account / trading conditions: 15
  • Customer support: 11
  • Identity verification: 7
  • Other: 5

No. 121 for most complaints among 520 institutions.

RANK BY TOPIC — Withdrawal / payment: 52. · Account / trading conditions: 175. · Customer support: 84. · Identity verification: 65. · Other: 97.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on the Zempler Bank Trustpilot page (84) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Zempler name are left out. Across the complaints, accounts restricted or blocked without warning with funds out of reach for weeks, repeated document requests, replacement cards that never arrive and unreachable customer service stand out.

Sources and verification history

Official company sourceszemplerbank.com — homepage, About, FSCS, Personal, footer
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — Zempler Bank Limited, FRN 671140 (register.fca.org.uk)
Company registerCompanies House — Zempler Bank Limited, company no 04947027
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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