ForexQ.com
FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
RECENTLY ADDED

Recently Added Institutions

The latest institution profiles added to ForexQ.com.

INSTITUTIONAL LIQUIDITY PROVIDERDRW

DRW Global Markets Ltd (FRN 746273) is the London-based, FCA-authorised company of the Chicago-based DRW group, which provides liquidity to institutional counterparties in ETFs, cryptoassets, fixed income, currencies and commodities.

Open profile →
INSTITUTIONAL LIQUIDITY PROVIDEREdgewater Markets

London-based, FCA-authorised Edgewater Markets Limited (FRN 988539) offers banks, asset managers and brokers FX, NDF and precious metals liquidity via its EdgeFX platform and does not serve retail clients.

Open profile →
BROKERAGE FIRMEdiphy

London-based, FCA-authorised Ediphy Markets Ltd (FRN 823631) offers institutional clients multi-venue execution in bonds, interest rate swaps and inflation products via fairEx, together with data and analytics services.

Open profile →
INSTITUTIONAL CRYPTO DERIVATIVES DEALEREnhanced Digital Group

London-based, FCA-authorised Enhanced Digital Group UK Limited (FRN 994619) offers institutions bespoke structured derivatives on digital assets and acts as principal counterparty.

Open profile →
BROKERAGE FIRMFCS Capital Markets

London-based, FCA-authorised FCS Capital Markets Ltd (FRN 772626) offers professional clients equity, derivatives and bond execution as well as AMC and securitisation structures, and does not serve retail clients.

Open profile →
INVESTMENT PLATFORMFidelity International

Fidelity International's UK personal investing platform offers funds, shares, ETFs, ISAs and SIPPs through FCA-authorised Financial Administration Services Limited (FRN 122169).

Open profile →
HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Zilch

Fintech · United Kingdom

About the company

Legal company nameZilch Technology Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitewww.zilch.com/uk
Last checked08.10.2026

According to its official website, Zilch is a financial technology company offering shopping credit through its app and card to individual customers aged 18+ living in the United Kingdom. Customers can pay for purchases upfront or split them over 6 weeks or 3 months; credit limits are said to range from £50 to £4,500, with no interest but possible fees, and a representative APR from 14.9%. Zilch can be used online and in store, with a digital card added to Apple Pay and Google Pay and a physical card ordered for £4.99. It offers up to 5% rewards on pay-now purchases, Standard, Extra and Plus plans, an Advance of up to £100 before payday, credit building and limit growth features. According to the site footer, Zilch Technology Limited (company no 11488502) is authorised by the FCA under the Payment Services Regulations 2017 for the provision of payment services (FRN 1033706) and is also authorised and regulated by the FCA (FRN 843421). The address is 111 Buckingham Palace Road, London SW1W 0SR. This information is the company's own statement.

Account Details

ACCOUNT TYPESIndividual customers (aged 18+, UK residents) · Standard, Extra and Plus plans
MIN. DEPOSITNot stated
PLATFORMSiOS and Android app · Digital card (Apple Pay, Google Pay) · Physical card
PRODUCTSPay now · Pay over 6 weeks or 3 months · Credit limit (GBP 50–4,500) · Advance · Rewards

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 1033706
Licence holderZILCH TECHNOLOGY LIMITED
ScopeListed in the FCA register as an Authorised Payment Institution under ZILCH TECHNOLOGY LIMITED (FRN 1033706) since 28 Nov 2025.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 843421
Licence holderZILCH TECHNOLOGY LIMITED
ScopeListed in the FCA register under ZILCH TECHNOLOGY LIMITED (FRN 843421); status Authorised since 6 Apr 2020. It holds permissions to enter into regulated credit agreements as lender and to provide credit information services.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: July 2026 – October 2026

  • Account / trading conditions: 37
  • Withdrawal / payment: 16
  • Customer support: 11
  • Other: 7

No. 222 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 125. · Withdrawal / payment: 222. · Customer support: 121. · Other: 119.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on Zilch's Trustpilot page (71) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Zilch name are left out. Across the complaints, unexpected transaction fees and payments taken straight from the bank account instead of being split, delayed refunds and unhelpful live support stand out.

Sources and verification history

Official company sourceszilch.com/uk — homepage and footer; App Store app (seller Zilch Technology Limited)
Regulator recordsFCA — ZILCH TECHNOLOGY LIMITED, FRN 1033706 (register.fca.org.uk) · FCA — ZILCH TECHNOLOGY LIMITED, FRN 843421 (register.fca.org.uk)
Company registerCompanies House — ZILCH TECHNOLOGY LIMITED, company no 11488502, incorporated 27 Jul 2018
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

File a Complaint