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Afin Bank

Banco · Reino Unido

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialAfin Bank Limited
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webafinbank.com
Última comprobación08.10.2026

According to its official website, Afin Bank is a London-based UK bank set up to make saving and borrowing simple and fair. It is backed by WAICA Reinsurance Corporation Plc (WAICA Re), a reinsurer with subsidiaries in Ghana, Kenya and Zimbabwe. Afin Bank serves groups it says traditional banks overlook, such as self-employed people, contractors, foreign nationals, diaspora communities and high-net-worth customers. For savers it offers 1, 2, 3 and 5-year fixed term accounts and a notice account, each taking a minimum of 1,000 and a maximum of 200,000 pounds, managed only through its mobile app. For borrowers it offers first-time buyer, home mover, remortgage and buy-to-let mortgages, plus high-net-worth lending and bridging finance through intermediaries. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, Afin Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAFixed term savings account · Notice savings account
DEPÓSITO MÍN.1,000 GBP (fixed term and notice savings accounts)
PLATAFORMASMobile app
PRODUCTOSSavings accounts · Residential mortgages · Buy-to-let mortgages · High-net-worth lending · Bridging finance

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 1004742
Titular de la licenciaAfin Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Afin Bank Limited (FRN 1004742), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: septiembre de 2025 – octubre de 2026

  • Bloqueo y congelación de cuentas: 3
  • Atención al cliente: 1
  • Otros: 1

BAJO — NIVEL DE QUEJAS

El 73 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Medio · Atención al cliente: Bajo · Otros: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the Afin Bank Trustpilot page (5) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Afin Bank name are left out. Across the complaints, identity documents rejected at account opening, a long phone wait and problems with the app-only service stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaafinbank.com — homepage, About, Savings, Fixed Term Savings, Notice Savings, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — Afin Bank Limited, FRN 1004742 (register.fca.org.uk)
Registro mercantilCompanies House — Afin Bank Limited, company no 13090556
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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