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AlRayan Bank

Banco · Reino Unido

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialAlRayan Bank Limited
Año de fundación2004
Sede / país de registroLondon, United Kingdom
Sitio webwww.alrayanbank.co.uk
Última comprobación08.10.2026

According to its official website, AlRayan Bank is a London-based UK bank founded in 2004 that describes itself as the UK's oldest and largest Sharia-compliant bank. It is the UK subsidiary of AlRayan Bank QPSC (formerly Masraf Al Rayan), which is licensed by the Qatar Central Bank. Paying expected profit rather than interest, the bank specialises in structured real estate finance and premier banking (current accounts, savings, home finance) and offers a limited range of savings accounts through its digital banking platform and third-party savings platforms. The instant access Everyday Saver and the 12, 24 and 36-month fixed term accounts all require a minimum balance of 10,000 pounds; the Wakala investment account starts at 250,000 pounds. New accounts can only be opened after registering for digital banking, available through the mobile app or online. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, AlRayan Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAIslamic savings accounts (instant access, fixed term, Wakala) · Premier current account · Business fixed term account
DEPÓSITO MÍN.10,000 GBP (savings accounts)
PLATAFORMASOnline banking · Mobile app
PRODUCTOSSharia-compliant savings accounts · Premier banking · Home finance · Structured real estate finance

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 229148
Titular de la licenciaALRAYAN BANK LIMITED
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under ALRAYAN BANK LIMITED (FRN 229148), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: abril de 2023 – octubre de 2026

  • Atención al cliente: 29
  • Bloqueo y congelación de cuentas: 25
  • Otros: 20
  • Retiros y pagos: 14
  • Tarifas y comisiones: 1

ALTO — NIVEL DE QUEJAS

El 26 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Atención al cliente: Muy alto · Bloqueo y congelación de cuentas: Muy alto · Otros: Muy alto · Retiros y pagos: Alto · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the AlRayan Bank Trustpilot page (89) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the AlRayan Bank name are left out. Across the complaints, being unable to reach a person past the AI phone assistant, customers stuck at digital banking login or account opening, and slow transfers and withdrawal limits stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaalrayanbank.co.uk — homepage (FAQ), About us, Compare our savings accounts, Premier banking, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — ALRAYAN BANK LIMITED, FRN 229148 (register.fca.org.uk)
Registro mercantilCompanies House — ALRAYAN BANK LIMITED, company no 04483430
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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