Razón socialAFT AU Pty Ltd · AFT EU B.V. · AFT HK Treasury Limited · AFT US Capital LLC
Año de fundación—
Sede / país de registroSingapore
Sitio webaspireapp.com/en-au/
Última comprobación09.10.2026
According to its official website, Aspire is a platform offering founders and growing companies business accounts, corporate cards and finance management tools; the site states that it serves more than 50,000 founders through its global hubs and features press coverage presenting the brand as a Singapore-based fintech. In Australia the products are issued by Sydney-based AFT AU Pty Ltd (ABN 64 670 972 997, AFSL 554582), part of the Aspire Group, which provides the multi-currency account, the Aspire Card, domestic and international payouts and FX conversion. The site highlights free local payments, holding balances in 13 currencies, corporate cards with uncapped 1% cashback on FX spend, QuickBooks and Xero integrations, expense and budget management and a fully online application; the Australian pricing page shows a monthly fee of USD 0. Other group entities include AFT EU B.V., an electronic money institution authorised by DNB in the Netherlands, AFT HK Limited and the SFC-licensed AFT HK Treasury Limited in Hong Kong, AFT US Capital LLC, an SEC-registered investment adviser in the United States, and AFT SG 2 Pte Ltd in Singapore; Aspire FT Pte. Ltd. in Singapore states that it holds a temporary exemption, not a licence, from the MAS for payment services. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTABusiness accounts
DEPÓSITO MÍN.Not stated
PLATAFORMASAspire web platform · Mobile app
PRODUCTOSMulti-currency business account · Aspire Card (corporate card) · Domestic and international payouts · FX conversion · Expense, budget and receivables management
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 554582
Titular de la licenciaAFT AU PTY LTD
AlcanceAFS licence held since 6 Jan 2025. According to ASIC's record, it is authorised to provide general advice on and deal in foreign exchange contracts and non-cash payment products, and to make a market in foreign exchange contracts, for retail and wholesale clients.
EstadoVerificada
DNB (Netherlands)
N.º de licenciaR197650
Titular de la licenciaAFT EU B.V.
AlcanceListed in the DNB public register as an electronic money institution (PSD2 – Wft 2:10a); e-money issuance and payment service activities since 17 Sep 2025, cross-border services notified for the EEA since 1 Aug 2026.
EstadoVerificada
SFC (Hong Kong)
N.º de licenciaBWA638
Titular de la licenciaAFT HK Treasury Limited
AlcanceLicensed corporation in the SFC public register: Type 1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management) active since 20 Oct 2025.
EstadoVerificada
SEC (United States)
N.º de licenciaSEC 801-134095 · CRD 335448
Titular de la licenciaAFT US Capital LLC
AlcanceApproved in the SEC IAPD register as an SEC-registered investment adviser; effective 20 Aug 2025, based in San Francisco, status active.
EstadoVerificada
Quejas de usuarios
Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.
Periodo analizado: julio 2023 – octubre 2026
Retiros y pagos: 18
Bloqueo y congelación de cuentas: 13
Tarifas y comisiones: 5
Atención al cliente: 3
Operaciones no autorizadas: 2
Préstamos y tarjetas de crédito: 1
Otros: 1
MEDIO — NIVEL DE QUEJAS
El 49 % de las entidades con registros de quejas recibió más quejas que esta.
POR TEMA — Retiros y pagos: Alto · Bloqueo y congelación de cuentas: Alto · Tarifas y comisiones: Muy alto · Atención al cliente: Medio · Operaciones no autorizadas: Muy alto · Préstamos y tarjetas de crédito: Alto · Otros: Bajo
The complaint distribution is based on the 1-star reviews on Aspire's Trustpilot page (43) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Aspire name are left out. Across the complaints, held or missing incoming and outgoing transfers, account applications rejected without explanation and balances held after account closures stand out.
Fuentes e historial de verificación
Fuentes oficiales de la empresaaspireapp.com — en-au homepage, About, Pricing, Financial Services Guide; en-sg, en-hk, en-nl and en-us footer disclosures
Registros del reguladorASIC — AFT AU PTY LTD, AFSL 554582 (AFS licensee dataset, data.gov.au, 7 Oct 2026) · DNB — AFT EU B.V., R197650 (dnb.nl) · SFC — AFT HK Treasury Limited, BWA638 (apps.sfc.hk) · SEC — AFT US Capital LLC, 801-134095 (adviserinfo.sec.gov)
Registro mercantilABN 64 670 972 997 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
