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Acerca de la empresa

Razón socialPayment Card Solutions (UK) Limited · UAB B4B Payments Europe
Año de fundación2006
Sede / país de registroLondon, United Kingdom
Sitio webwww.b4bpayments.com
Última comprobación08.10.2026

According to its official website, B4B Payments is a business finance platform founded in 2006 as Payment Card Solutions (PCS), rebranded as B4B Payments in 2018 and part of the Banking Circle Group. It offers businesses and platform partners in the UK, EU and US multi-currency business accounts (including virtual IBANs), local, instant and cross-border payments with FX in 21 currencies, physical and virtual expense, payout and incentive cards, spend management, and embedded finance through its web and mobile app and API; the company is a Mastercard principal member in the UK and EU. The site states that Payment Card Solutions (UK) Limited, trading as B4B Payments, is authorised by the FCA under the Electronic Money Regulations 2011 (Ref: 930619), that UAB B4B Payments Europe is authorised by the Bank of Lithuania as an electronic money institution (Licence No: 76), and that in the US the B4B Payments Visa prepaid card is issued by Cross River Bank; customer funds are not protected by the FSCS. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusiness clients and platform partners
DEPÓSITO MÍN.Not stated
PLATAFORMASWeb and mobile app · API
PRODUCTOSMulti-currency business accounts · Local and cross-border payments · FX (21 currencies) · Expense, payout and incentive cards · Spend management · Embedded finance

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 930619
Titular de la licenciaPAYMENT CARD SOLUTIONS (UK) LIMITED
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under PAYMENT CARD SOLUTIONS (UK) LIMITED (FRN 930619) since 28 Aug 2020.
EstadoVerificada

Bank of Lithuania (Lituania)

N.º de licenciaLB002020
Titular de la licenciaUAB B4B Payments Europe
AlcanceListed in the Bank of Lithuania register under UAB B4B Payments Europe with an electronic money institution licence (LB002020) valid since 26 Nov 2020. The site refers to it as "Licence No: 76".
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: mayo de 2023 – octubre de 2026

  • Bloqueo y congelación de cuentas: 52
  • Préstamos y tarjetas de crédito: 16
  • Retiros y pagos: 12
  • Otros: 9
  • Atención al cliente: 5

MUY ALTO — NIVEL DE QUEJAS

El 12 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Retiros y pagos: Alto · Otros: Alto · Atención al cliente: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on B4B Payments' Trustpilot page (94) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the B4B Payments name are left out. Across the complaints, being unable to log in to refund and compensation cards because SMS codes do not arrive, repeatedly failing identity verification, and balances lost when cards expire stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresab4bpayments.com — homepage, about, regulatory and compliance, legal
Registros del reguladorFCA — PAYMENT CARD SOLUTIONS (UK) LIMITED, FRN 930619 (register.fca.org.uk) · Bank of Lithuania — UAB B4B Payments Europe, LB002020 (lb.lt)
Registro mercantilCompanies House — PAYMENT CARD SOLUTIONS (UK) LIMITED, company no 05941947, incorporated 20 Sep 2006
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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