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Bank of Ireland UK

Banco · Reino Unido

Acerca de la empresa

Razón socialBank of Ireland (UK) Plc
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.bankofirelanduk.com
Última comprobación08.10.2026

According to its official website, Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, whose shareholder is Bank of Ireland and whose registered office is at 45 Gresham Street, London. The site says it has supported customers in Northern Ireland for almost 200 years and in the Great Britain market for over 40 years, has been the Post Office's exclusive financial services partner since 2004 and operates around 1,600 Bank of Ireland/Post Office cash machines across the UK. With 13 branches in Northern Ireland, the bank offers current accounts, student and graduate accounts, savings accounts, fixed term deposits, an online ISA, mortgages, credit cards and personal loans, as well as business accounts and corporate banking, and provides digital banking through 365 online and the 365 mobile app. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected up to a total of GBP 120,000 by the FSCS and that this limit applies to the total of deposits held with the Bank of Ireland UK and Post Office brands. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTACurrent account · Student and graduate accounts · Savings account · Fixed term deposit · Online ISA · Business account
DEPÓSITO MÍN.GBP 1 (Classic Saver)
PLATAFORMASInternet banking (365 online) · Mobile app (365 mobile)
PRODUCTOSCurrent accounts · Savings and ISAs · Mortgages · Credit cards · Personal loans · Business and corporate banking

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 512956
Titular de la licenciaBank of Ireland (UK) Plc
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Bank of Ireland (UK) Plc (FRN 512956), regulated by the FCA and the PRA.
EstadoVerificada

FCA (United Kingdom)

N.º de licenciaFRN 204721
Titular de la licenciaThe Governor and Company of the Bank of Ireland
AlcanceAuthorised by the PRA to accept deposits through a UK branch (UK branch) according to the Bank of England list of 1 Oct 2026; listed in the FCA register under The Governor and Company of the Bank of Ireland (FRN 204721), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: agosto 2023 – octubre 2026

  • Préstamos y tarjetas de crédito: 29
  • Atención al cliente: 19
  • Otros: 12
  • Bloqueo y congelación de cuentas: 11
  • Retiros y pagos: 9
  • Tarifas y comisiones: 2
  • Operaciones no autorizadas: 2

ALTO — NIVEL DE QUEJAS

El 34 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Muy alto · Otros: Alto · Bloqueo y congelación de cuentas: Alto · Retiros y pagos: Medio · Tarifas y comisiones: Alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the Bank of Ireland UK Trustpilot page (84) as of 8 October 2026; one person's reviews count once, and reviews about Republic of Ireland banking as well as records about fake sites and third parties are left out. Across the complaints, drawn-out mortgage and loan processes, unreachable phone support, app and online banking failures and ISA transfers stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresabankofirelanduk.com — Personal homepage, About Us, Products and Services, Classic Saver, Limited Edition Fixed Term Deposit, Online ISA and KidSave pages, footer
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — Bank of Ireland (UK) Plc, FRN 512956 (register.fca.org.uk) · FCA — The Governor and Company of the Bank of Ireland, FRN 204721 (register.fca.org.uk)
Registro mercantilCompanies House — Bank of Ireland (UK) Plc, company no 07022885
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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