ForexQ.com
← Inicio

Bank of Scotland

Banco · Reino Unido

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialBank of Scotland plc
Año de fundación1695
Sede / país de registroEdinburgh, United Kingdom
Sitio webwww.bankofscotland.co.uk
Última comprobación08.10.2026

According to its official website, Bank of Scotland, founded in 1695, is Scotland's first and oldest bank and part of Lloyds Banking Group; Bank of Scotland plc is registered in Scotland with its registered office at The Mound, Edinburgh. The site says Bank of Scotland, Halifax and Lloyds belong to the same family of brands and that Bank of Scotland will continue serving customers in Scotland. The bank offers personal customers Classic, Silver and Platinum current accounts, basic, youth and student accounts, savings accounts and ISAs, mortgages, credit cards, personal loans, car finance and insurance products, as well as business and private banking services. It serves customers through internet banking and its mobile app as well as branches, Banking Hubs and the Post Office. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible UK deposits are protected up to a total of GBP 120,000 by the FSCS and that this limit applies to the total of deposits held with the Halifax, Bank of Scotland, Bank of Scotland Private Banking and Lloyds brands. The information is based on an archive copy of the official website dated October 2026. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTACurrent account · Youth and student accounts · Savings account · ISA · Business account · Private banking
DEPÓSITO MÍN.GBP 1 (Access Saver)
PLATAFORMASInternet banking · Mobile app
PRODUCTOSCurrent accounts · Savings and ISAs · Mortgages · Credit cards · Personal loans · Car finance · Insurance · Business banking

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 169628
Titular de la licenciaBank of Scotland plc
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Bank of Scotland plc (FRN 169628), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: abril 2026 – octubre 2026

  • Atención al cliente: 40
  • Otros: 17
  • Préstamos y tarjetas de crédito: 13
  • Bloqueo y congelación de cuentas: 12
  • Retiros y pagos: 10
  • Tarifas y comisiones: 3
  • Operaciones no autorizadas: 1

MUY ALTO — NIVEL DE QUEJAS

El 8 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Atención al cliente: Muy alto · Otros: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Bloqueo y congelación de cuentas: Alto · Retiros y pagos: Medio · Tarifas y comisiones: Alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the Bank of Scotland Trustpilot page (96) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Bank of Scotland name are left out. Across the complaints, long phone waits and chatbot problems, branch closures, card blocks and allegations of accounts closed without reason stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresabankofscotland.co.uk — homepage, About us, FSCS, Savings accounts and Access Saver pages, footer (archive copy dated Oct 2026)
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — Bank of Scotland plc, FRN 169628 (register.fca.org.uk)
Registro mercantilCompanies House — Bank of Scotland plc, company no SC327000
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

Presentar una queja