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Birmingham Bank

Banco · Reino Unido

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialBIRMINGHAM BANK LIMITED
Año de fundación—
Sede / país de registroBirmingham, United Kingdom
Sitio webwww.birminghambank.com
Última comprobación08.10.2026

According to its official website, Birmingham Bank (Birmingham Bank Limited) is a UK-incorporated bank that has supplied banking services for over six decades. The bank says it offers straightforward banking products to savers, professional landlords and established SMEs. Personal customers can open fixed term and notice savings accounts online only; fixed term accounts require a minimum deposit of GBP 5,000 and accept up to GBP 250,000, and are open to UK residents aged 18 or over who are tax resident only in the UK. On the lending side it provides buy-to-let loans to sole traders, LLPs and special purpose vehicles through mortgage intermediaries only; the site states that its lending products are not regulated products. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that deposits are protected up to GBP 120,000 per person by the FSCS. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAFixed term savings account · Notice savings account
DEPÓSITO MÍN.GBP 5,000 (fixed term savings account)
PLATAFORMASOnline banking (online savings portal)
PRODUCTOSSavings accounts · Buy-to-let lending (via intermediaries)

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 204478
Titular de la licenciaBIRMINGHAM BANK LIMITED
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under BIRMINGHAM BANK LIMITED (FRN 204478), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: septiembre de 2024 – octubre de 2026

  • Bloqueo y congelación de cuentas: 5
  • Atención al cliente: 2
  • Préstamos y tarjetas de crédito: 1

BAJO — NIVEL DE QUEJAS

El 66 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Medio · Atención al cliente: Medio · Préstamos y tarjetas de crédito: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the Birmingham Bank Trustpilot page (8) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Birmingham Bank name are left out. Across the complaints, problems opening accounts, being locked out by one-time passcode failures and unanswered requests stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresabirminghambank.com — homepage, About us, Fixed term savings, Notice accounts, Lending and FAQs pages, footer
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — BIRMINGHAM BANK LIMITED, FRN 204478 (register.fca.org.uk)
Registro mercantilCompanies House — BIRMINGHAM BANK LIMITED, company no 00555071
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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