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Acerca de la empresa

Razón socialSystem Pay Services Ltd · System Pay Services (Malta) Ltd · System Pay Services (US), Inc. · BVNK Services Limited
Año de fundación2021
Sede / país de registroLondon, United Kingdom
Sitio webwww.bvnk.com
Última comprobación08.10.2026

According to its official website, BVNK is a payments company founded in 2021 and now part of Mastercard that provides businesses with infrastructure for stablecoin payments. Through its API it offers fintechs, marketplaces, global payroll providers, brokerages and digital-asset businesses services such as sending stablecoins from a fiat balance, accepting stablecoin payments with settlement in fiat, stablecoin and fiat wallets for their customers and virtual cards linked to stablecoin balances; it says it serves more than 130 countries. The site states that in the United Kingdom fiat services are provided by System Pay Services Ltd, an FCA-authorised electronic money institution (FRN 901057), that System Pay Services (Malta) Ltd is authorised by the MFSA as an electronic money institution and as a crypto-asset service provider under MiCA, and that in the US System Pay Services (US), Inc. is registered with FinCEN as a money services business and holds money transmitter licences in various states. It says it is not a bank and that crypto-assets are not regulated by the FCA in the UK. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusinesses and platforms only
DEPÓSITO MÍN.Not stated
PLATAFORMASBVNK API
PRODUCTOSSending and receiving stablecoin payments · Settlement in fiat · Stablecoin and fiat wallets for customers · Virtual cards linked to stablecoin balances · Virtual accounts

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 901057
Titular de la licenciaSYSTEM PAY SERVICES LTD
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under SYSTEM PAY SERVICES LTD (FRN 901057) since 6 Nov 2020.
EstadoVerificada

MFSA (Malta)

N.º de licenciaLEI 984500640Z8ADE893D04
Titular de la licenciaSystem Pay Services (Malta) Limited
AlcanceListed in ESMA's MiCA register of crypto-asset service providers (CASP), authorised by the Malta Financial Services Authority since 13 Feb 2026 (trading as BVNK); custody, crypto exchange, order execution and transfer services, passported to EEA countries.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: enero de 2024 – octubre de 2026

  • Retiros y pagos: 3
  • Bloqueo y congelación de cuentas: 1
  • Atención al cliente: 1

BAJO — NIVEL DE QUEJAS

El 73 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Medio · Bloqueo y congelación de cuentas: Bajo · Atención al cliente: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on BVNK's Trustpilot page (5) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the BVNK name are left out. Across the complaints, withdrawals and transfers not processed or blocked, cancelled onboarding and no access to live support stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresabvnk.com — homepage, About us page, licences article in the help centre (updated 17 Aug 2026)
Registros del reguladorFCA — SYSTEM PAY SERVICES LTD, FRN 901057 (register.fca.org.uk) · MFSA — System Pay Services (Malta) Limited, MiCA crypto-asset service provider, LEI 984500640Z8ADE893D04 (ESMA MiCA register, esma.europa.eu)
Registro mercantilCompanies House — SYSTEM PAY SERVICES LTD, company no 11621763, incorporated 14 Oct 2018
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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