ForexQ.com
← Inicio

Capitec

Banco · Sudáfrica

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialCapitec Bank Limited
Año de fundación2001
Sede / país de registroStellenbosch, South Africa
Sitio webwww.capitecbank.co.za
Última comprobación10.10.2026

According to its official website, Capitec is a bank established on 1 March 2001, listed on the JSE since 18 February 2002 and registered with the South African Reserve Bank (SARB); it is headquartered in Stellenbosch. It says that in the financial year ended February 2026 it served 26 million active clients and reported headline earnings of 16.8 billion ZAR, and that it is a diversified financial services group made up of personal banking, insurance, fintech (value-added services and Capitec Connect) and business banking. Its services include transactional and savings accounts, personal loans, credit cards, funeral and life cover, business accounts and card machines, international payments, e-commerce payments through Capitec Pay, the Live Better rewards programme and Capitec Connect, presented as the country's largest mobile virtual network operator. It states that its banking app has 15 million active users and that its fraud prevention systems stopped more than 394,000 scam payments in a year. Capitec Bank Limited is an authorised financial services provider (FSP 46669) and a registered credit provider (NCRCP13). The information is based on archive copies of the official website dated 9 October 2025, 15 January 2026 and 4 September 2026. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAPersonal accounts (transactional and savings) · Business accounts
DEPÓSITO MÍN.Not stated
PLATAFORMASCapitec banking app · Internet banking · Branches and ATMs
PRODUCTOSDeposits and savings · Personal loans and credit cards · Insurance (funeral and life) · Business banking and card machines · International payments · Capitec Pay · Capitec Connect mobile services

Licencias y regulación

FSCA (South Africa)

N.º de licenciaFSP 46669
Titular de la licenciaCapitec Bank Limited
AlcanceListed in the FSCA register as an authorised (Authorized) financial services provider under Capitec Bank Limited (FSP 46669); authorised since 5 Apr 2016; approved product classes: derivative instruments, shares, bonds, money market instruments and collective investment schemes etc..
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: diciembre 2023 – octubre 2026

  • Retiros y pagos: 20
  • Bloqueo y congelación de cuentas: 17
  • Préstamos y tarjetas de crédito: 14
  • Atención al cliente: 14
  • Operaciones no autorizadas: 13
  • Otros: 9
  • Tarifas y comisiones: 3

ALTO — NIVEL DE QUEJAS

El 23 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Alto · Bloqueo y congelación de cuentas: Alto · Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Muy alto · Operaciones no autorizadas: Muy alto · Otros: Alto · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Capitec's Trustpilot page (90) as of 10 October 2026; one person's reviews count once, and records about fake sites and third parties using the Capitec name are left out. Across the complaints, held international payments and funds, accounts suspended on suspicion of fraud and unauthorised card transactions stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresacapitecbank.co.za — homepage (archive copy of 15 January 2026), About us / Key facts (archive copy of 9 October 2025), 2026 annual results news (archive copy of 4 September 2026)
Registros del reguladorFSCA — Capitec Bank Limited, FSP 46669 (fsca.co.za)
Registro mercantilCIPC (Companies and Intellectual Property Commission) — Capitec Bank Limited, 1980/003695/06
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación10.10.2026

Presentar una queja