According to its official website, The Capricornian Bank is the trading name of The Capricornian Ltd and presents itself as a customer-owned bank created by locals, for locals. The site states that it has served Central Queensland since 1959, reinvests its profits into better products and community programs and follows the Customer Owned Banking Code of Practice; its address in the ASIC record is in Rockhampton and it has eight branches in the region. It offers personal customers Access, iSaver, Everyday Saver and Bonus Saver accounts, student, youth and pension accounts and term deposits of 3, 6, 12 and 24 months (minimum AUD 5,000, maximum AUD 250,000); it also provides home and personal loans, business banking, club accounts, financial planning and home, car, landlord, caravan, boat and travel insurance. Accounts are managed through online banking, the Cap App and its branches. The site states that the bank is an APRA-authorised deposit-taking institution (ADI) and that deposits are protected up to AUD 250,000 under the Financial Claims Scheme. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAAccess Account · iSaver · Everyday Saver · Bonus Saver · Student and youth accounts · Pension Access account · Term deposit · Club account · Business accounts
DEPÓSITO MÍN.5,000 AUD (term deposit)
PLATAFORMASOnline banking · Mobile app (Cap App)
PRODUCTOSDeposit and savings accounts · Term deposits · Home, personal and car loans · Business banking · Insurance (home, car, landlord, caravan, boat, travel) · Financial planning
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 246780
Titular de la licenciaTHE CAPRICORNIAN LTD
AlcanceAFS licence held since 1 Mar 2004. According to ASIC's record, authorised to advise on and deal in deposit and payment products (basic and other deposits, non-cash payments), general insurance and life risk insurance limited to consumer credit insurance, for retail and wholesale clients.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresacapricornian.com.au — homepage, About Us, Term Deposits, History Book pages, footer (legal information)
Registros del reguladorASIC — THE CAPRICORNIAN LTD, AFSL 246780 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 54 087 650 940 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
