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Cashflows

Entidad de dinero electrónico · Reino Unido

Acerca de la empresa

Razón socialCashflows Europe Limited
Año de fundación2010
Sede / país de registroLondon, United Kingdom
Sitio webwww.cashflows.com
Última comprobación08.10.2026

According to its official website, Cashflows is a London-based merchant acquiring company created in 2010 that says that, after FCA authorisation as an electronic money institution in 2011, it became one of the first independent UK payment institutions accepted as a principal member of both Visa and Mastercard; it holds licence agreements with American Express, Discover, UnionPay and JCB and says it offers merchant accounts to customers across the European Economic Area. It offers in-store payments with Android POS and card machines, an online payment gateway, virtual terminal and phone payments, payment links, same-day access to funds, instant payouts to cards, Cashflows Advance business financing, ATM services, and infrastructure for payment facilitators (PayFac) and partners seeking BIN sponsorship; it serves the retail, insurance, financial services, veterinary and dental sectors. Its majority investor is private equity fund manager Pollen Street Capital. Services are provided by the FCA-authorised Cashflows Europe Limited (FRN 900006). This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAMerchant account (businesses)
DEPÓSITO MÍN.Not stated
PLATAFORMASAndroid POS and card machines · Payment gateway · Virtual terminal · Cashflows Portal
PRODUCTOSCard acquiring · Online payment gateway · Instant payouts · Business financing (Cashflows Advance) · PayFac and BIN sponsorship

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 900006
Titular de la licenciaCashflows Europe Limited
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under Cashflows Europe Limited (FRN 900006) since 29 May 2018.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: abril 2019 – octubre 2026

  • Bloqueo y congelación de cuentas: 5
  • Tarifas y comisiones: 5
  • Retiros y pagos: 5
  • Otros: 2
  • Atención al cliente: 2

MEDIO — NIVEL DE QUEJAS

El 57 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Medio · Tarifas y comisiones: Muy alto · Retiros y pagos: Medio · Otros: Medio · Atención al cliente: Medio

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on Cashflows's Trustpilot page (19) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Cashflows name are left out. Across the complaints, funds held for long periods over compliance checks, new fees and price rises, and accounts closed or suspended without explanation stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresacashflows.com — homepage, About Us, footer
Registros del reguladorFCA — Cashflows Europe Limited, FRN 900006 (register.fca.org.uk)
Registro mercantilCompanies House — CASHFLOWS EUROPE LIMITED (formerly VOICE COMMERCE LIMITED), company no 05428358, incorporated 19.04.2005
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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