According to its official website, Charity Bank (The Charity Bank Limited) is a savings and loan bank established in 2002 as an independent regulated bank and entirely owned by charitable foundations, trusts and social purpose organisations; its registered office is in Tonbridge. The bank says it lends the money its savers entrust to it to UK charities, social enterprises and impact-led organisations. It offers individuals and organisations easy access, 33 to 93-day notice and fixed rate savings accounts, a Cash ISA and Community Investment Tax Relief accounts; the easy access and fixed rate accounts open with a minimum of GBP 5,000. Organisations can borrow secured loans from GBP 150,000 up to GBP 8.5 million and use a GBP 50 million energy efficiency loan programme. Accounts can be opened online, and a mobile app is due to launch later in 2026. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected up to a total of GBP 120,000 by the FSCS. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAEasy access savings account · Notice account · Fixed rate account · Cash ISA · Organisation savings account
DEPÓSITO MÍN.GBP 5,000 (easy access and fixed rate accounts)
PLATAFORMASOnline account opening
PRODUCTOSEthical savings accounts · Cash ISA · CITR accounts · Secured loans to charities · Energy efficiency loans
Licencias y regulación
FCA (Reino Unido)
N.º de licenciaFRN 207701
Titular de la licenciaThe Charity Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under The Charity Bank Limited (FRN 207701), regulated by the FCA and the PRA.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresacharitybank.org — homepage, About, Savings, Personal Easy Access and Personal Fixed Rate pages, footer
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — The Charity Bank Limited, FRN 207701 (register.fca.org.uk)
Registro mercantilCompanies House — The Charity Bank Limited, company no 04330018
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
