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Curve

Entidad de dinero electrónico · Reino Unido

Acerca de la empresa

Razón socialCurve UK Limited · Curve Europe UAB · Curve Credit Limited
Año de fundación—
Sede / país de registroLondra, United Kingdom
Sitio webwww.curve.com
Última comprobación08.10.2026

According to its official website, Curve is a payment app that combines all of a user's bank cards into a single secure digital wallet (Curve Pay). Users can move purchases to another card up to 120 days afterwards (Go Back in Time®), save on foreign exchange fees when spending abroad, earn cashback and automatically switch to a backup card when a payment is declined; Curve Flex instalments, PayPal integration, wearables such as smartwatches and payment rings, a physical card and ATM withdrawals are also offered. Plans include Curve Pay, Curve Pay X, Curve Pay Pro and Curve Pay Pro+. The site states that Curve is regulated across the UK and the European Economic Area and serves over 6 million customers. In the UK the card and e-money are issued by Curve UK Limited (FRN 900926), authorised by the FCA to issue electronic money; in the EEA they are issued by Curve Europe UAB, licensed by the Bank of Lithuania. Curve Flex is provided in the UK by Curve Credit Limited. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAPersonal · Curve Pay, Curve Pay X, Curve Pay Pro and Curve Pay Pro+ plans
DEPÓSITO MÍN.Not stated
PLATAFORMASCurve Pay mobile app (iOS, Android) · Physical card · Wearables
PRODUCTOSCard-aggregating digital wallet · Go Back in Time® · Foreign exchange fee savings · Cashback · Curve Flex instalments · ATM withdrawals

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 900926
Titular de la licenciaCurve UK Limited
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under Curve UK Limited (FRN 900926) since 9 Dec 2019.
EstadoVerificada

Bank of Lithuania (Lituania)

N.º de licenciaLB002003
Titular de la licenciaCurve Europe, UAB
AlcanceListed in the Bank of Lithuania register under Curve Europe, UAB with an electronic money institution licence (LB002003) valid since 22 Oct 2020; the site cites it as "No. 73". The register shows a fine of €22,500 dated 29 Oct 2025.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: agosto de 2026 – octubre de 2026

  • Préstamos y tarjetas de crédito: 40
  • Bloqueo y congelación de cuentas: 37
  • Retiros y pagos: 10
  • Atención al cliente: 5
  • Otros: 2
  • Operaciones no autorizadas: 1

MUY ALTO — NIVEL DE QUEJAS

El 10 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Muy alto · Bloqueo y congelación de cuentas: Muy alto · Retiros y pagos: Medio · Atención al cliente: Alto · Otros: Medio · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Curve's Trustpilot page (95) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Curve name are left out. Across the complaints, indefinite card and account blocks, accounts that could not be opened after failed identity checks, duplicate charges and delayed refunds stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresacurve.com — homepage, plans and footer (legal information)
Registros del reguladorFCA — Curve UK Limited, FRN 900926 (register.fca.org.uk) · Bank of Lithuania — Curve Europe, UAB, LB002003 (lb.lt)
Registro mercantilCompanies House — Curve UK Limited, company no 09523903
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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