According to its official website, Cuscal has played a foundational role in Australia's payments ecosystem since 1966 and describes itself as the country's largest independent provider of end-to-end payments; it says it combines the licensing, infrastructure and regulatory oversight of an authorised deposit-taking institution (ADI) with the agility of a fintech. It was established in 1992 as Credit Union Services Corporation Australia Limited, renamed Cuscal Limited in 2006 and listed on the Australian Securities Exchange on 25 November 2024 (ASX: CCL). It does not serve retail customers; it provides banks, mutual banks, fintechs, superannuation funds and corporates with real-time payments (NPP, PayTo), card issuing, acquiring, settlement and reconciliation, fraud monitoring, digital wallets and regulated data services under the Consumer Data Right (CDR). The site states that it launched the digital bank 86 400 in 2019 and sold it to NAB in 2021, acquired a controlling interest in Basiq, and acquired Indue Limited and, in 2026, Paymark. It is headquartered in Sydney. This information is the company's own statement.
PRODUCTOSReal-time payments (NPP, PayTo) · Card issuing and digital wallets · Acquiring · Settlement, reconciliation and dispute management · Fraud monitoring · Consumer Data Right (CDR) data services
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 244116
Titular de la licenciaCUSCAL LIMITED
AlcanceAFS licence held since 10 Mar 2004. According to ASIC's record, authorised to advise on and deal in deposit and payment products, derivatives, consumer credit insurance, bonds, managed funds and securities, and to make a market in derivatives, for retail and wholesale clients.
EstadoVerificada
ASIC (Australia)
N.º de licenciaAFSL 320204
Titular de la licenciaINDUE LTD
AlcanceAFS licence held since 12 Mar 2008. According to ASIC's record, authorised to provide general advice on non-cash payment products and to deal in basic and non-basic deposit products and non-cash payment products for retail and wholesale clients.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresacuscal.com — homepage, Who we are, Our history pages, footer (the cuscal.com.au client portal page also points to cuscal.com)
Registros del reguladorASIC — CUSCAL LIMITED, AFSL 244116 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 95 087 822 455 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
