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DF Capital

Banco · Reino Unido

Acerca de la empresa

Razón socialDF Capital Bank Limited
Año de fundación2016
Sede / país de registroManchester, United Kingdom
Sitio webwww.dfcapital.bank
Última comprobación08.10.2026

According to its official website, DF Capital is a savings and commercial lending bank based in Manchester, founded in 2016 as Distribution Finance Capital. The bank is a subsidiary of Distribution Finance Capital Holdings plc, which is traded on the London Stock Exchange's AIM market, and says it obtained full authorisation as a bank in September 2020. Personal and business customers are offered fixed rate deposits (1, 2 and 5 years), notice accounts and easy access savings accounts; deposits range from GBP 1,000 to GBP 250,000 for individuals and GBP 20,000 to GBP 250,000 for businesses, and accounts are opened and managed online. Deposits are used to finance UK SMEs: the bank provides inventory finance and structured finance to dealers and manufacturers and personal finance (DFRNT) through approved dealers; the site states that the group's commercial lending products are unregulated. Eligible deposits are protected up to GBP 120,000 by the FSCS. According to the Bank of England list and the FCA register, DF Capital Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAFixed rate deposit · Notice account · Easy access account · Business savings account
DEPÓSITO MÍN.GBP 1,000 (personal savings accounts)
PLATAFORMASOnline banking
PRODUCTOSSavings accounts · Inventory finance · Structured finance · Personal finance (DFRNT)

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 848291
Titular de la licenciaDF Capital Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under DF Capital Bank Limited (FRN 848291), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: octubre de 2020 – octubre de 2026

  • Bloqueo y congelación de cuentas: 4
  • Retiros y pagos: 2
  • Atención al cliente: 2
  • Otros: 1

BAJO — NIVEL DE QUEJAS

El 66 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Medio · Retiros y pagos: Bajo · Atención al cliente: Medio · Otros: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the DF Capital Trustpilot page (9) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the DF Capital name are left out. Across the complaints, extra identity documents requested at account opening and login problems, unresponsive customer service, and problems with the online application system stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresadfcapital.bank — homepage, Our Journey, Personal lending, footer
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — DF Capital Bank Limited, FRN 848291 (register.fca.org.uk)
Registro mercantilCompanies House — DF Capital Bank Limited, company no 10198535
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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