ForexQ.com
← Inicio

Discovery Bank

Banco · Sudáfrica

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialDiscovery Bank Limited
Año de fundación2019
Sede / país de registroSandton, Johannesburg, South Africa
Sitio webwww.discovery.co.za/bank
Última comprobación10.10.2026

According to its official website, Discovery Bank is the banking arm of the Discovery group, known in South Africa for health insurance, life insurance, investments and wellness programmes. The group was founded in 1992, listed on the JSE in 1999 and launched Discovery Bank in 2019. The bank operates as Discovery Bank Limited (registration no. 2015/408745/06) from 1 Discovery Place in Sandton; the site states that it is an FSCA-authorised financial services provider (FSP 48657) and a registered credit provider (NCRCP9997). Discovery Bank applies a shared-value banking model in which clients' financial behaviour is rewarded through the Vitality Money programme and interest rates improve accordingly. Its products include banking suites combining a transaction account and a credit card, credit cards, transaction accounts with bundled or pay-as-you-transact fees, real-time forex accounts in British pounds, euros and US dollars, demand, notice, tax-free and fixed deposit savings accounts, the fee-free digital Ðiscovery Account, home loans, a revolving credit facility and personal loans. Banking runs through the mobile app and online banking; Ðiscovery Miles rewards, travel benefits and prepaid products are offered. Through partners the site also gives access to crypto asset trading with Luno and investing with EasyEquities. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABanking suites · Credit cards · Transaction accounts · Real-time forex accounts (GBP, EUR, USD) · Savings accounts · Ðiscovery Account
DEPÓSITO MÍN.Not stated
PLATAFORMASDiscovery Bank app · Online banking
PRODUCTOSTransaction accounts · Credit cards · Home loans · Revolving credit facility · Personal loans · Forex accounts · Savings accounts · Vitality Money and Ðiscovery Miles rewards

Licencias y regulación

FSCA (South Africa)

N.º de licenciaFSP 48657
Titular de la licenciaDiscovery Bank Limited
AlcanceListed in the FSCA register as an authorised (Authorized) financial services provider under Discovery Bank Limited (FSP 48657); authorised since 10 Oct 2017; approved product classes: shares, bonds, money market instruments, collective investment schemes, deposit products and insurance products.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: julio 2024 – octubre 2026

  • Préstamos y tarjetas de crédito: 3
  • Bloqueo y congelación de cuentas: 2
  • Atención al cliente: 1
  • Retiros y pagos: 1

BAJO — NIVEL DE QUEJAS

El 68 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Alto · Bloqueo y congelación de cuentas: Bajo · Atención al cliente: Bajo · Retiros y pagos: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the Discovery Bank-related reviews among the latest 1-star reviews on Discovery's Trustpilot page (7) as of 10 October 2026; one person's reviews count once, and records about fake sites and third parties using the Discovery name are left out. Across the complaints, alleged fees on card accounts clients asked to close, declined cards and unresponsive customer service stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresadiscovery.co.za — Discovery Bank accounts (bank/accounts), Legal & Disclosures (bank/legal), shared-value banking, Discovery about and history (corporate/our-business) pages
Registros del reguladorFSCA — Discovery Bank Limited, FSP 48657 (fsca.co.za)
Registro mercantilCIPC (Companies and Intellectual Property Commission) — Discovery Bank Limited, 2015/408745/06
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación10.10.2026

Presentar una queja