According to its official website, Experian ReFi is the Experian group's Direct Settlement Service with ReFi™ technology offered to lenders. The service helps consumers consolidate debts held with several providers into a single loan: it confirms the products a customer holds, pays settlement balances to creditors and closes the legacy accounts, so that the lender only needs to assess the new loan. The site says the ReFi payments engine is built on a safeguarding account provided by one of the 'big 5' UK high street banks, with money remittance and payment execution services built on it, that settlement balances can be returned from more than 30,000 credit products, and that more than 70 million GBP of debt consolidation loans had been enabled as of May 2025. ReFi is described as an FCA Authorised Payment Institution with debt adjustment and debt administration permissions; the licence holder is Experian ReFi Solutions Limited (formerly Paylink Solutions Limited). The head office is in Nottingham. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTABusiness clients (lenders)
DEPÓSITO MÍN.Not stated
PLATAFORMASNot stated
PRODUCTOSDebt settlement payments · Money remittance · Verification of existing credit products · Closure of legacy accounts
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 767995
Titular de la licenciaEXPERIAN REFI SOLUTIONS LIMITED
AlcanceListed in the FCA register as an Authorised Payment Institution under EXPERIAN REFI SOLUTIONS LIMITED (FRN 767995) since 18 May 2018.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresaexperian.co.uk — ReFi Direct Settlement Service product page and footer
ForexQ.com
