According to its official website, First Option Bank is a 100% member-owned Australian bank; it describes serving its members rather than profit-seeking shareholders as its priority and states that it follows the Customer Owned Banking Code of Practice. Membership is open to categories such as employees of businesses in the recreation services, energy, telecommunications or manufacturing industries, family members of existing members and persons approved by the board. It offers everyday banking accounts, high interest savings accounts, term deposits from 3 to 24 months, kids, 55+ and SMSF accounts, business accounts, a low-rate credit card, home, car and personal loans and travel services; accounts are managed through internet banking and the mobile app. The site states that eligible deposits are government guaranteed up to AUD 250,000; its registered address is in Melbourne. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAEveryday banking account · High interest savings account · Term deposit · Kids account · 55+ account · SMSF account · Business account (Business Balance Riser)
DEPÓSITO MÍN.1,000 AUD (term deposit)
PLATAFORMASInternet banking · Mobile app
PRODUCTOSDeposit and savings accounts · Term deposits · Credit card · Home loans · Car and personal loans · Business banking · Travel services
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 236509
Titular de la licenciaFIRST OPTION BANK LTD
AlcanceAFS licence held since 2 Jan 2004. The ASIC dataset does not include the condition text for this licence.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresafirstoptionbank.com.au — homepage, About us, Term Deposits pages, site menu, footer (legal information)
Registros del reguladorASIC — FIRST OPTION BANK LTD, AFSL 236509 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 95 087 650 735 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
