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First Rate

Entidad de dinero electrónico · Reino Unido

Acerca de la empresa

Razón socialFirst Rate Exchange Services Ltd
Año de fundación1994
Sede / país de registroDatchet, United Kingdom
Sitio webwww.firstrate.co.uk
Última comprobación08.10.2026

According to its official website, First Rate is the United Kingdom's leading supplier of white label foreign currency, serving companies in finance, travel and retail and, through them, their customers. The company was formed in 1994 when Bank of Ireland started supplying foreign exchange services to the Post Office, and became a joint venture of the Post Office and Bank of Ireland Group in 2002; it describes itself as one of the world's top five currency wholesalers. Its products are foreign currency in more than 60 currencies sold by partners under their own brand (online orders with home delivery or branch collection), Mastercard-branded multi-currency prepaid travel cards and wholesale banknote supply to bureaux at airports and ports; its clients include the Post Office Travel Money services. The site says the company operates as a money service business (MSB) supervised by HMRC and is an Authorised Electronic Money Institution regulated by the FCA (900412); it adds that it obtained an e-money licence in 2016 and is a principal member of Mastercard. The head office is at Botanica, Ditton Park, Datchet. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTACorporate partners (banks, retailers, travel agents, airport and port bureaux)
DEPÓSITO MÍN.Not stated
PLATAFORMASNot stated
PRODUCTOSWhite label foreign currency (60+ currencies) · Online travel money · Prepaid multi-currency Mastercard travel card · Wholesale banknote supply

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 900412
Titular de la licenciaFirst Rate Exchange Services Ltd
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under First Rate Exchange Services Ltd (FRN 900412) since 4 Apr 2018.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: abril de 2022 – octubre de 2026

  • Retiros y pagos: 2
  • Otros: 2
  • Tarifas y comisiones: 1

BAJO — NIVEL DE QUEJAS

El 73 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Bajo · Otros: Medio · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on First Rate Exchange Services' Trustpilot page (5) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the First Rate name are left out. Across the complaints, currency orders not delivered on time and slow refunds, exchange rates seen as poor and allegations that complaints are passed on to partners stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresafirstrate.co.uk — homepage, About us, Our History, Products, Industries and legal notice in the footer (8 Oct 2026)
Registros del reguladorFCA — First Rate Exchange Services Ltd, FRN 900412 (register.fca.org.uk)
Registro mercantilCompanies House — FIRST RATE EXCHANGE SERVICES LIMITED (previous name First Rate Travel Services Limited), company no 04287490, incorporated 14 Sep 2001
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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