According to its official website, Hapic is a payment hub for SMEs in the EU and EEA; it states that it provides payment and e-money services that help businesses manage their financial operations securely and efficiently. The site mentions euro transfers to SEPA countries with transparent fees and full tracking, international transfers, low-fee currency exchange, real-time matching of the payee name with the IBAN for SEPA transfers (Verification of Payee) and safeguarding of client funds. Accounts are opened by applying on the website, an onboarding session with a support manager and uploading personal (KYC) and company (KYB) documents to the platform. HAPIC LTD (HE 437449) is an electronic money institution authorised and regulated by the Central Bank of Cyprus (115.1.3.68), with its registered office in Germasogeia, Limassol. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTABusiness (SMEs)
DEPÓSITO MÍN.Not stated
PLATAFORMASOnline platform
PRODUCTOSEU account · SEPA transfers · International transfers · Currency exchange · Verification of Payee
Licencias y regulación
CBC (Republic of Cyprus)
N.º de licencia115.1.3.68
Titular de la licenciaHapic Limited
AlcanceListed in the Central Bank of Cyprus register as an authorised electronic money institution under Hapic Limited (115.1.3.68); licence date 13 Feb 2025.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresahapic.com — homepage and footer
Registros del reguladorCentral Bank of Cyprus — Hapic Limited, 115.1.3.68 (centralbank.cy)
Registro mercantilCyprus Registrar of Companies — Hapic Limited, HE 437449
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
