According to its official website, Hello Clever is a payments and loyalty platform founded in Sydney in 2021 by Caroline Tran and Gavin Nguyen. The site states that in 2022 the company ran Australia's first consumer-to-business PayTo transaction, in 2024 brought instant cashback to 70,000 physical terminals through a partnership with Tyro Payments, and in 2025 opened hubs in New York, Tokyo, Singapore and Vietnam, secured its AFS licence and achieved direct payment facilitator (PayFac) status with Visa and Mastercard. The platform combines PayID, PayTo, cards and local payment methods in more than 25 currencies in a single integration and uses Clever AI to produce insights from transaction data. According to its Financial Services Guide, Hello Clever Pty Ltd (ABN 69 637 950 497, AFSL 564985) is the issuer of the Hello Clever Platform for merchants, made up of a Payments Account and a multi-currency Treasury Account; funds collected through these accounts can be held, converted, withdrawn and sent to third parties. Under the free Essentials plan in Australia, PayID payments are listed at 0.6% + 70c and Visa/Mastercard at 1.5% + 25c. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAMerchant accounts: Payments Account and Treasury Account
PRODUCTOSPayment gateway (PayID, PayTo, cards, local payment methods) · Multi-currency Treasury Account · FX conversion · Instant cashback and loyalty campaigns · Clever AI insights
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 564985
Titular de la licenciaHELLO CLEVER PTY LTD
AlcanceAFS licence held since 14 Nov 2025. According to ASIC's record, it is authorised to provide general advice on and deal in foreign exchange contracts and non-cash payment products, and to make a market in foreign exchange contracts, for retail and wholesale clients.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresahelloclever.co — homepage, About, Pricing, Financial Services Guide (4 Aug 2026)
Registros del reguladorASIC — HELLO CLEVER PTY LTD, AFSL 564985 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 69 637 950 497 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
