According to its official website, Hope Macy is a Cardiff-based financial technology company providing AI-native lending management infrastructure for credit providers. The platform consists of decisioning, collections, event management, underwriting, reporting and retailer management modules and serves institutional clients such as banks, lenders and credit unions. The site says the company is authorised by the FCA as an authorised payment institution and consumer credit firm: account information (AISP) and payment initiation (PISP, Pay by Bank) services are provided under FRN 934392, and credit reference (CRA) and credit information services (CISP) under FRN 962292; Affordwise credit scores are offered on this basis. The company also runs Family Connect, a view-only service that lets an account holder share bank transactions with a trusted person. Hope Macy Ltd is a wholly owned subsidiary of Obrenza Ltd; Slick Solutions merged with the company in 2024. According to Companies House the company was incorporated in 2018. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAInstitutional clients (banks, lenders, credit unions) · Family Connect individual users
DEPÓSITO MÍN.Not stated
PLATAFORMASWeb platform · API
PRODUCTOSAccount information service (AISP) · Payment initiation (Pay by Bank) · Credit scoring and credit information services · Lending management software · Family Connect
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 934392
Titular de la licenciaHope Macy Ltd
AlcanceListed in the FCA register as an Authorised Payment Institution under Hope Macy Ltd (FRN 934392) since 27 May 2021.
EstadoVerificada
FCA (United Kingdom)
N.º de licenciaFRN 962292
Titular de la licenciaHope Macy Ltd
AlcanceListed in the FCA register under Hope Macy Ltd (FRN 962292); status Authorised since 26 Oct 2022. It holds consumer credit permissions for providing credit references and credit information services.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresahopemacy.com — homepage, Regulated Embedded Finance, About, Corporate Information and Family Connect pages
Registros del reguladorFCA — Hope Macy Ltd, FRN 934392 and FRN 962292 (register.fca.org.uk)
Registro mercantilCompanies House — HOPE MACY LTD, company no 11621440, incorporated 14 Oct 2018
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
