ForexQ.com
← Inicio

Ikano Bank UK

Banco · Suecia

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialIkano Bank AB (publ)
Año de fundación—
Sede / país de registroNottingham, United Kingdom (branch)
Sitio webikano.co.uk
Última comprobación08.10.2026

According to its official website, Ikano Bank was born in Älmhult, Sweden, has its head office in Malmö and has been part of Ingka Group since October 2024; it set up its UK office in 1994. In the United Kingdom its services are provided through Ikano Bank AB (publ) UK branch (BR016253), registered in Nottingham. The site says it offers retail customers fixed-rate savings accounts with terms of 1–5 years (from 1,000 GBP), the IKEA Family credit card and an interest-free loan for IKEA purchases, and that older personal and retail loans are still managed through its Help Centre; accounts can be managed online, via the mobile app and by phone. The parent is authorised and regulated by the Swedish Financial Supervisory Authority (Finansinspektionen); according to the Bank of England list and the FCA register, the branch is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. The site states that savings are protected by the FSCS up to 120,000 GBP per person. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAFixed-term savings account · Credit card · IKEA interest-free loan
DEPÓSITO MÍN.1,000 GBP (Fixed Saver)
PLATAFORMASOnline banking · Mobile app · Telephone banking
PRODUCTOSFixed-term savings (1–5 years) · IKEA Family credit card · IKEA interest-free loan · Store cards · Personal and retail loans (existing customers)

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 409120
Titular de la licenciaIkano Bank AB (publ)
AlcanceSwedish bank authorised by the PRA to accept deposits through its UK branch according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Ikano Bank AB (publ) (FRN 409120), regulated by the FCA and the PRA.
EstadoVerificada

FI (Sweden)

N.º de licencia11153
Titular de la licenciaIkano Bank AB (publ)
AlcanceListed in the Finansinspektionen company register as a banking company (FI identification no 11153, corporate ID 516406-0922), status active; banking authorisation of 15 Sep 1994; the register lists IKANO Bank AB, filial United Kingdom among its branches.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: diciembre 2022 – octubre 2026

  • Préstamos y tarjetas de crédito: 37
  • Atención al cliente: 19
  • Retiros y pagos: 13
  • Otros: 8
  • Bloqueo y congelación de cuentas: 6
  • Tarifas y comisiones: 6
  • Operaciones no autorizadas: 1

ALTO — NIVEL DE QUEJAS

El 23 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Muy alto · Retiros y pagos: Alto · Otros: Alto · Bloqueo y congelación de cuentas: Medio · Tarifas y comisiones: Muy alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the Ikano Bank UK Trustpilot page (90) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Ikano name are left out. Across the complaints, credit card instalment and interest terms, default markers and section 75 claims, direct debits not collected and an unreachable customer service team stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaikano.co.uk — homepage and footer, About Ikano, Savings, Fixed Saver, Easy Saver, Loans, IKEA Financial Services, IKEA Family credit card, App
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — Ikano Bank AB (publ), FRN 409120 (register.fca.org.uk) · FI — Ikano Bank AB (publ), FI identification no 11153 (fi.se company register)
Registro mercantilCompanies House — Ikano Bank AB (publ), company no BR016253
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

Presentar una queja