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Razón socialKotak Mahindra Bank Limited · Kotak Mahindra (UK) Limited
Año de fundación1985
Sede / país de registroMumbai, India
Sitio webwww.kotak.bank.in
Última comprobación15.10.2026

According to its official website, Kotak Mahindra Bank is the flagship company of the Mumbai-based Kotak Mahindra Group. The group traces its roots to Kotak Capital Management Finance Ltd, established in 1985; in 2003 Kotak Mahindra Finance Ltd became the first non-banking finance company in India to convert into a commercial bank. The group provides commercial banking, stock broking, mutual funds, insurance and investment banking, with international offices in London, New York, Dubai, Abu Dhabi, Mauritius and Singapore. The bank's first overseas branch was opened in the Dubai International Financial Centre (DIFC). Kotak Mahindra Bank Limited (DIFC Branch) is a Category 1 authorised branch regulated by the DFSA (DFSA reference F000186); the site states that the branch accepts deposits from high net worth individuals and corporates not resident or operating in the UAE who qualify as professional clients or market counterparties, and does not take deposits from retail clients, from the UAE market or in UAE dirham. The branch offers current and term deposits, secured working capital and long-term loans, and, for professional clients, mutual funds, securities and insurance intermediation. The DFSA register also lists the DIFC branch of the group company Kotak Mahindra (UK) Limited (F000049). This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTACurrent deposits · Term deposits
DEPÓSITO MÍN.Not stated
PLATAFORMASInternet banking · Mobile app
PRODUCTOSDeposits · Working capital and long-term loans · Mutual funds and private equity funds · Securities · Insurance intermediation (DIFC branch, professional clients)

Licencias y regulación

DFSA (Emiratos Árabes Unidos (Dubái))

N.º de licenciaF000186
Titular de la licenciaKotak Mahindra Bank Limited
AlcanceListed in the DFSA register as the branch of a non-DIFC company, licensed 30 Sep 2019; authorised for accepting deposits, providing credit, dealing in investments as principal, arranging deals in investments, advising on financial products and arranging custody etc..
EstadoVerificada

DFSA (Emiratos Árabes Unidos (Dubái))

N.º de licenciaF000049
Titular de la licenciaKotak Mahindra (UK) Limited
AlcanceListed in the DFSA register as the branch of a non-DIFC company, licensed 28 Nov 2005; authorised for dealing in investments as principal, dealing in investments as agent, arranging deals in investments and advising on financial products.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: septiembre de 2025 – octubre de 2026

  • Préstamos y tarjetas de crédito: 21
  • Atención al cliente: 14
  • Bloqueo y congelación de cuentas: 12
  • Retiros y pagos: 10
  • Otros: 10
  • Tarifas y comisiones: 9
  • Operaciones no autorizadas: 4

ALTO — NIVEL DE QUEJAS

El 36 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Muy alto · Bloqueo y congelación de cuentas: Alto · Retiros y pagos: Medio · Otros: Alto · Tarifas y comisiones: Muy alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Kotak Mahindra Bank's Trustpilot page (80) as of 15 October 2026; one person's reviews count once, and records about fake sites and third parties using the Kotak Mahindra Bank name are left out. Across the complaints, loan repayment and closure problems, credit card fees, accounts frozen without explanation and difficulty reaching customer service stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresakotak.bank.in — DIFC Branch, Products and services, About us (milestones)
Registros del reguladorDFSA — Kotak Mahindra Bank Limited, F000186 (dfsa.ae) · DFSA — Kotak Mahindra (UK) Limited, F000049 (dfsa.ae)
Registro mercantilCompany registry details not stated on the website
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación15.10.2026

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