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LemFi

Entidad de dinero electrónico · Reino Unido

Acerca de la empresa

Razón socialRightcard Payment Services Limited
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio weblemfi.com/en-gb
Última comprobación08.10.2026

According to its official website, LemFi is an international payments company that lets immigrants send, save and spend money around the world; it defines its mission as improving the financial life of the next generation of immigrants and says it has more than 1,000,000 customers and a team of more than 200 people. According to the site footer, the LemFi account in the United Kingdom is provided by Rightcard Payment Services Limited, part of the LemFi Group and registered at 5 Beaconsfield Street, London, which is registered with the Financial Conduct Authority (FCA) as an electronic money institution (900424). Individual users are offered, through the mobile app, international transfers to more than 30 countries via bank accounts and mobile money that usually arrive within minutes, multi-currency wallets and currency conversion, money requests and payment links, credit products, an instant access savings account, free credit score monitoring and eSIM. News items on the site mention an agency banking partnership with ClearBank and a cross-border payments partnership with Visa. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAIndividuals
DEPÓSITO MÍN.Not stated
PLATAFORMASMobile app · Website
PRODUCTOSInternational money transfers · Multi-currency wallet and FX · Money requests and payment links · Credit · Savings account · Credit score monitoring · eSIM

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 900424
Titular de la licenciaRightcard Payment Services Limited
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under Rightcard Payment Services Limited (FRN 900424) since 4 Apr 2018.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: agosto 2026 – octubre 2026

  • Retiros y pagos: 38
  • Otros: 9
  • Bloqueo y congelación de cuentas: 8
  • Atención al cliente: 5
  • Operaciones no autorizadas: 1

MEDIO — NIVEL DE QUEJAS

El 43 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Muy alto · Otros: Alto · Bloqueo y congelación de cuentas: Alto · Atención al cliente: Alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on LemFi's Trustpilot page (61) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the LemFi name are left out. Across the complaints, delayed transfers or transfers not reaching the recipient, funds held for review and slow refunds, and accounts locked without explanation stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresalemfi.com — en-gb homepage and footer, about and legal pages
Registros del reguladorFCA — Rightcard Payment Services Limited, FRN 900424 (register.fca.org.uk)
Registro mercantilCompanies House — RIGHTCARD PAYMENT SERVICES LIMITED, company no 09163262, incorporated 05.08.2014
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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